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Simplify Your Transition:
Making an effortless switch to Smart Business Solutions.


Embarking on a financial journey with SMART Business Solutions is not just about numbers; it's about empowering our clients with the tools and knowledge they need for financial success.


Our New Client Resource Centre is your comprehensive guide to navigate your transition to SMART Business Solutions seamlessly. As you explore our New Client Resource Centre, envision a future where accounting and financial management is not a challenge but an opportunity for growth. SMART Business Solutions is here to guide you every step of the way. Welcome to a smarter, more empowered financial experience.

What to expect when partnering with Smart Business Solutions.

When considering partnering with Smart Business Solutions as your accountant and tax advisory partner, you can expect a thorough and proactive approach to managing your finances.

We start with a request for essential information before our first Proactive Accounting Meeting, ensuring that our discussions are purposeful and focused. During the Proactive Accounting Meeting, we delve into your current financial position, income streams, and goals for your business. We also explore how these business goals align with your personal and lifestyle aspirations. This meeting is an opportunity to discuss any challenges you're facing, such as growth or cash flow issues, and to identify opportunities for business development. Our timeline of the way we work helps manage client expectations for timeframes and workflow, ensuring that our partnership is transparent and efficient. At Smart Business Solutions, we're committed to providing proactive and tailored support to help you achieve your business and financial goals.

Explainer and Training videos by category.


The latest.

5 May '22

THE WOMAN SERIES // Rebuilding After Divorce

Separating from your partner can be difficult and it can also be hard on your finances. Your post-divorce financial situation may force changes regarding your total wealth and total liquidity.


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4 May '22

Preparing for EOFY

As we approach the end of the financial year, there are a number of smart strategies you could consider to help streamline your finances and legitimately reduce your tax liability.


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4 May '22

How a Business Coach that’s also an accountant can elevate your business

It can be lonely at the top of the food-chain when you're running your own business. As the owner manager, the buck stops with you and that can result in pressures from all aspects of the business.


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30 Apr '22

DONATE The Red Cross Ukraine Crisis Appeal

DONATE TODAY

You can help make a difference for people in Ukraine. All donations made through SMART Business Solutions will be dollar matched through our alliance with Count Charitable Foundation.


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29 Apr '22

Stronger Business in 2022

LIVE Lunch & Learn Workshop
29 April 2022 // 12:30 - 2:00pm


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7 Apr '22

THE WOMAN SERIES // Financial Goal Setting

Taking time to ask yourself the big questions can be daunting and empowering at the same time. Understanding and prioritising your goals and needs is a valuable step.


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4 Apr '22

March Market Wrap 2022

The war in Ukraine overshadowed financial markets throughout the month, but hopes of a breakthrough in peace talks lifted sentiment towards risk assets. Solid gains among US-listed stocks helped the MSCI World Index rise more than 3%.


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4 Apr '22

ATO Debt

ATO getting about as serious as they can get with their non-public debt recovery measures.


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31 Mar '22

ATO Communication Changes

Our new system enables us to download all ATO mail on behalf of our clients and distribute it in the most efficient manner possible.


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30 Mar '22

The Federal Budget 2022-23

This is a safe, ballot box friendly Budget as expected with a focus on jobs, cost of living, home ownership, and health.


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10 Mar '22

IWD2022 Fundraiser Event

10 March 2022 @ Mercetta, Mornington
Join our International Women's Day 2022 Fundraising Event. Enjoy a local wine and deliciously generous finger food, place your bids on the silent auction packages including vouchers and products from some of Mornington Peninsula’s most coveted.


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9 Mar '22

Are Your Contractors Really Employees?

Two landmark cases before the High Court highlight the problem of identifying whether a worker is an independent contractor or employee for tax and superannuation purposes.


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9 Mar '22

The ATO’s Attack on Trusts and Trust Distributions

The ATO released a package of new guidance material that directly targets how trusts distribute income. Many family groups will pay higher taxes as a result.


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3 Mar '22

The Fall Of ProBuild: The Small Business Implications and How to Protect Yourself

ONLINE Webinar Session
3 March // 7:30pm 


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23 Feb '22

4 Mistakes To Avoid When Buying A Car

Unlike other purchases, it’s not possible to return a car if you get home and decide you don’t like it.


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23 Feb '22

4 Things To Consider Before Fixing Your Interest Rate

With interest rates at record low levels, many homeowners are considering the possibility of fixing their interest rate on the home loan.


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23 Feb '22

How To Reduce Lenders Mortgage Insurance (LMI)

Lenders Mortgage Insurance can be a great tool to help homebuyers get into a property that they otherwise might not be able to afford. However, it comes with a cost.


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9 Feb '22

Commercial Property Set For Further Growth In 2022

After a strong 12 months, industrial property is set to see further upside according to a leading valuer.


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8 Feb '22

4 Ways to Improve Your Credit Score

If you’re setting the goal of purchasing a home in the coming year, it might be time to start getting your financials in order ahead of time.


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15 Jan '22

Shannon wins Financial Adviser of the Year award

Up against over 600 nominations and 254 certified finalists, Shannon Smit, Founding Director and Financial Adviser at Mornington firm, SMART Financial Planning, won the coveted Financial Adviser of the Year Award as one of only 23 individual award winners.


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2 Dec '21

The Goal Setting Workshop

LIVE Lunch & Learn Workshop
2 December // 12:30 - 2:00pm


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15 Nov '21

Tax Effective Ways to Retain Good Employees in a Post-Pandemic Workforce

In this webinar we will go through tax effective strategies that can achieve a net-benefit to your employees without costing you more.


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10 Nov '21

Retention payments and how to account for them

Whilst retention payments are very common in the building and construction industry we continually see them being incorrectly accounted for, or not accounted for, and therefore often overlooked, resulting in advance payment of taxes and/or lost income.


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10 Nov '21

100 Aussies: five charts on who earns, pays and owns

We are heading into a period of opening up the economy after COVID, with the need to repair the budget, an election looming by May 2022, the threat of inflation and a withdrawal of central bank stimulus.


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28 Sep '21

How safe is your superannuation?

How safe is your superannuation? Can a super fund go bankrupt? Is my superannuation Government guaranteed? 


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23 Sep '21

Getting Paid

ONLINE Webinar Session
23 September // 1:00PM


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16 Sep '21

The Advantages of Commercial Real Estate

While commercial property is a little more difficult to understand than residential, it offers several significant advantages for investors.


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14 Sep '21

Tradies go digital: how outsourcing can improve your productivity

With the trade industry currently thriving off the boom in the housing market, tradies find themselves busier than ever. The $1200 Small Business Digital Adaptation Program can help you work out ways to make admin life easier.


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9 Sep '21

Investing in Property

If you're looking into investing into property, regardless if it's residential or commercial, there's plenty to weigh up.


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9 Sep '21

Divorce, Superannuation and the Gender Divide

New legislation will help prevent superannuation assets from being hidden during divorce proceedings. From 1 April 2022, the Australian Taxation Office (ATO) will be able to release details of an individual’s superannuation information to a family law court.


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8 Sep '21

What Now? Unwinding the Pandemic

Australia’s two largest states and the ACT are in lockdown as the Delta strain of COVID-19 takes its toll while others are standing firm on a policy of eradication. The result is a country at a policy impasse and divided by border restrictions.


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7 Sep '21

Investing In Property / The Cashflow and Structure Considerations for Property Investment & Development

ONLINE Webinar Session
7 September // 1:00PM


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24 Aug '21

July Market Wrap

Australian shares started the FY22 year with solid gains. Bond yields fell sharply, resulting in favourable returns from fixed income markets too.


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18 Aug '21

Planning For Your Retirement

To have the retirement of your dreams, you must plan ahead. The bonus is, the sooner you start thinking about your retirement life, the better opportunity you have of making those dreams a reality.


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18 Aug '21

Planning For Your Retirement

ONLINE Webinar Session
18 Aug // 1:00PM


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12 Aug '21

HOW TO record receipt of the State Government Business Grant


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11 Aug '21

Growing Your Business With Confidence Post-COVID

Helping you lead & manage your business better. A webinar in collaboration with Mornington Peninsula Shire Council as part of their Small Business Workshops.


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9 Aug '21

SMSF – Corporate Vs Individual Trustees


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4 Aug '21

5 things to spend your tax refund on (and it's not a big screen TV)

 Your tax refund can seem like winning the lottery. But it's not - it is your own hard-earned cash. So how can you make it work as hard for you as you did earning it? 


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28 Jul '21

Using Your Super To Buy Property


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27 Jul '21

Using Your Super To Buy Property

ONLINE Webinar Session
27 July // 1:00PM


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22 Jul '21

Top 25 Mental Health Tips During Lockdown

Taking care of your mental health during lockdown periods becomes really essential. Shared by Simon Fraser University Health & Counselling Services: 25 tips to help you and your loved ones navigate this time.


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22 Jul '21

Top Tax Tips For Property Investors

Now that the new financial year is here, it’s time to start looking at all the ways you can make the most of your investment property. If you want to claim your expenses on your rental property, it’s vital that you have good records.


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19 Jul '21

Are Insurance Payouts Taxed?

Most people would assume that if and when they need to claim on their insurance, the insurance payout covers the damage and is not income assessed for tax purposes - but this is not always the case.


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19 Jul '21

Work From Home Expenses Under Scrutiny

If you worked from home during lockdown and spent money on work related items that were not reimbursed by your business, you might be able to claim some of these expenses as a deduction – but not everything you purchase can be claimed.


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13 Jul '21

Increasing your property curbside appeal

With the spring selling season just around the corner and property markets looking very strong, many potential sellers are looking at ways to spruce up their homes.


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3 Jun '21

Superannuation: What changes on 1 July 2021?

There are a few changes earmarked for superannuation commencing 1 July 2021. These changes will impact both employers and employees. Read the details here to know what's expected.


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18 May '21

7 Reasons To Refinance

If you have a home loan, there are many reasons you may consider refinancing. That could include wanting to borrow more, access different home loan features or simply to get a better interest rate. We explore the more common reasons for refinancing, including a few you may not have thought of. 


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18 May '21

Understanding the mortgage refinance process

There are several reasons motivating homeowners to refinance. It could be to achieve a lower interest rate or move from a fixed rate to a variable rate loan or vice-versa.  If you’re thinking about switching loans, you need to consider the costs of any penalties – if relevant – versus any savings you stand to make.


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18 May '21

SMSF Loans and Property Investment

It would seem SMSF loans have become an increasingly popular way to access the capital required to get a foothold on the property ladder.


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13 May '21

The New Lifetime Director IDs

Directors will be required to register for a unique identification number that they will keep for life, much like a tax file number under a rewrite of Australia’s business registers.


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Events.

B.I.T.E Business Conference