Mortgage and Lending

HomeServices

More than accounting advice.

As life gets busier and time becomes more precious, it's a no-brainer to want to find ways to make the complex more simplified.

That's why we are now offering an in-house mortgage broker to better serve you with your end-to-end financial needs. 

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Authorised Credit Representative of Outsource Financial Pty Ltd 384324. Karlee Davern Credit Representative No 435617 is a Credit Representative of SMART Business Solutions Mortgage & Lending Pty Ltd ACN 611 647 922.
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Introducing Karlee Davern

Heading up the Mortgage & Lending department at SMART Business Solutions with over 15 years finance industry experience, Karlee provides strategic lending solutions collaborating with the SMART Financial Planning and Accounting team to achieve the best client outcomes.


"My aim is to provide every client with exceptional service and industry expertise. Communication is the most important component of the mortgage broking process and is one that I take great care with. Therefore, I strive to make the process of buying your own home, investment property or refinancing an existing loan as stress-free as possible; and to provide you with the expertise, the support and the understanding that you deserve when making such important financial decisions."

In collaboration directly with our accountants and financial planning team, Karlee will assist you whether you’re looking into loans for properties or businesses. With extensive lender relationships to empower you to choose the right loan to suit your financial needs and situation, we'll provide you the access needed to liaise with the necessary financial institutions, audit your reports, and ensure that you’re complying with all required regulations and restrictions making it the most seamless way to protect yourself financially.

Get in touch

Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

LET'S TALK MORTGAGE & LENDING LET'S TALK MORTGAGE & LENDING
 

What does a mortgage broker do?

Put simply, our mortgage broker advisory can take the time and hassle out of hunting around for the right home loan ensuring we take into consideration your entire financial picture ensuring a better outcome for you.


Finds the right loan


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 Competitive interest rates

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Assist with refinancing



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Explains using home equity



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The Advantages of Commercial Real Estate

While commercial property is a little more difficult to understand than residential, it offers several significant advantages for investors.


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15 Sep

How Guarantor Loans Work

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5 Negotiation Tips When Buying A Property

Most people will only ever buy one or two homes over the course of their lives, which means you don’t always get much practice at the skills of negotiation. Here are some ways you can improve your position when the time comes to negotiate.


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Investment Property Red Flags

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Property Investment: The Myths and the Best Choices

While everyone loves talking about property in Australia, the reality is that few people are experts. Here are some of the most common property investment myths plus some good ideas to consider.


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