Mortgage and Lending

HomeServices

More than accounting advice.

As life gets busier and time becomes more precious, it's a no-brainer to want to find ways to make the complex more simplified.

That's why we are now offering an in-house mortgage broker to better serve you with your end-to-end financial needs. 

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Introducing Karlee Davern

Heading up the Mortgage & Lending department at SMART Business Solutions with over 15 years finance industry experience, Karlee provides strategic lending solutions collaborating with the SMART Financial Planning and Accounting team to achieve the best client outcomes.


"My aim is to provide every client with exceptional service and industry expertise. Communication is the most important component of the mortgage broking process and is one that I take great care with. Therefore, I strive to make the process of buying your own home, investment property or refinancing an existing loan as stress-free as possible; and to provide you with the expertise, the support and the understanding that you deserve when making such important financial decisions."

In collaboration directly with our accountants and financial planning team, Karlee will assist you whether you’re looking into loans for properties or businesses. With extensive lender relationships to empower you to choose the right loan to suit your financial needs and situation, we'll provide you the access needed to liaise with the necessary financial institutions, audit your reports, and ensure that you’re complying with all required regulations and restrictions making it the most seamless way to protect yourself financially.

Get in touch

Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

LET'S TALK MORTGAGE & LENDING LET'S TALK MORTGAGE & LENDING
 

What does a mortgage broker do?

Put simply, our mortgage broker advisory can take the time and hassle out of hunting around for the right home loan ensuring we take into consideration your entire financial picture ensuring a better outcome for you.


Finds the right loan


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 Competitive interest rates

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Assist with refinancing



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Explains using home equity



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3 Jun

How to refinance your home loan

If your current lender is not prepared to give you a better deal then it might be well worth taking the time to speak with a mortgage broker to find a lender that will. Here’s how to refinance your current home loan.


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3 Jun

Fixed rate home loans: The Pros & Cons

In the past 12 months we have seen record numbers taking out fixed-rate home loans. Particularly during COVID-19 times, it's worth considering what might happen with interest rates in the future and whether that means you too should think about a fixed-rate home loan.


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3 Jun

Is a mortgage rate-lock worth it?

The RBA has made it known that interest rates are likely to stay low for a while yet; however, there is increasing evidence to suggest that they will need to rise sooner rather than later.


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18 May

Fixed vs Variable Home Loans

Whether you’re a first-time home buyer looking to find your feet or a refinancer looking for certainty, there are clearly several factors to consider when shopping for a home loan.


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18 May

Choosing the right investment property loan

Buying a residential property versus purchasing an investment property involves entirely different considerations. Here are the vital criteria to be on look-out for when selecting the right home loan for your investment property purchase.


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18 May

Offset Account FAQs

A mortgage offset account is among the top home loan features available. And using one correctly can significantly impact your monthly repayments and how much you end up paying for your loan.


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