Mortgage and Lending

HomeServices

More than accounting advice.

As life gets busier and time becomes more precious, it's a no-brainer to want to find ways to make the complex more simplified.

That's why we are now offering an in-house mortgage broker to better serve you with your end-to-end financial needs. 

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Authorised Credit Representative of Outsource Financial Pty Ltd 384324. Karlee Davern Credit Representative No 435617 is a Credit Representative of SMART Business Solutions Mortgage & Lending Pty Ltd ACN 611 647 922.
Disclaimer: Your complete financial situation will need to be assessed before acceptance of any proposal or product. View our Privacy Polic
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Introducing Karlee Davern

Heading up the Mortgage & Lending department at SMART Business Solutions with over 15 years finance industry experience, Karlee provides strategic lending solutions collaborating with the SMART Financial Planning and Accounting team to achieve the best client outcomes.


"My aim is to provide every client with exceptional service and industry expertise. Communication is the most important component of the mortgage broking process and is one that I take great care with. Therefore, I strive to make the process of buying your own home, investment property or refinancing an existing loan as stress-free as possible; and to provide you with the expertise, the support and the understanding that you deserve when making such important financial decisions."

In collaboration directly with our accountants and financial planning team, Karlee will assist you whether you’re looking into loans for properties or businesses. With extensive lender relationships to empower you to choose the right loan to suit your financial needs and situation, we'll provide you the access needed to liaise with the necessary financial institutions, audit your reports, and ensure that you’re complying with all required regulations and restrictions making it the most seamless way to protect yourself financially.

Get in touch

Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

LET'S TALK MORTGAGE & LENDING LET'S TALK MORTGAGE & LENDING
 

What does a mortgage broker do?

Put simply, our mortgage broker advisory can take the time and hassle out of hunting around for the right home loan ensuring we take into consideration your entire financial picture ensuring a better outcome for you.


Finds the right loan


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 Competitive interest rates

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Assist with refinancing



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Explains using home equity



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Subscribe To Our Mortgage & Lending Newsletter.

15 Sep

The Advantages of Commercial Real Estate

While commercial property is a little more difficult to understand than residential, it offers several significant advantages for investors.


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15 Sep

How Guarantor Loans Work

By using a guarantor to get a home loan, you can potentially put down a lower deposit. However, it doesn’t necessarily mean you will be able to borrow more money.


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14 Sep

How to get on the property ladder sooner

Even if you can’t quite afford your dream home right now, there are still other options to get onto the property ladder a lot sooner than most people think.


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27 Aug

5 Negotiation Tips When Buying A Property

Most people will only ever buy one or two homes over the course of their lives, which means you don’t always get much practice at the skills of negotiation. Here are some ways you can improve your position when the time comes to negotiate.


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24 Aug

Investment Property Red Flags

While the suburb and area are important factors in property selection, many investors fail to identify some of the red flags that might weigh on a property’s potential for growth.


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21 Jul

Property Investment: The Myths and the Best Choices

While everyone loves talking about property in Australia, the reality is that few people are experts. Here are some of the most common property investment myths plus some good ideas to consider.


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21 Jul

Top Tax Tips For Property Investors

Now that the new financial year is here, it’s time to start looking at all the ways you can make the most of your investment property. If you want to claim your expenses on your rental property, it’s vital that you have good records.


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21 Jul

Tips for Buying Property Pre-Auction

When property markets are hot, vendors often choose to go to auction to try and attract the very best price they can. However, many vendors are open to accepting an offer prior to the start of the auction itself.


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13 Jul

Increasing your property curbside appeal

With the spring selling season just around the corner and property markets looking very strong, many potential sellers are looking at ways to spruce up their homes.


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3 Jun

How to refinance your home loan

If your current lender is not prepared to give you a better deal then it might be well worth taking the time to speak with a mortgage broker to find a lender that will. Here’s how to refinance your current home loan.


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3 Jun

Fixed rate home loans: The Pros & Cons

In the past 12 months we have seen record numbers taking out fixed-rate home loans. Particularly during COVID-19 times, it's worth considering what might happen with interest rates in the future and whether that means you too should think about a fixed-rate home loan.


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3 Jun

Is a mortgage rate-lock worth it?

The RBA has made it known that interest rates are likely to stay low for a while yet; however, there is increasing evidence to suggest that they will need to rise sooner rather than later.


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