Fixed Versus Variable Home Loans

HomeInsights


Fixed versus variable home loans – which is better?

Choosing between fixed or variable rates is a major decision when applying for a home loan. So, which option is best for you? Well, now, that all depends on your circumstances and also on the housing market’s future performance. Whether you’re a first-time home buyer looking to find your feet or a refinancer looking for certainty, there are clearly several factors to consider when shopping for a home loan. To help you decide, we’ve put together a breakdown of the positives and negatives associated with each choice.


Fixed Home Loans


Variable home loan

Did you know

With our in-house mortgage broking division we bridge the gap between the countless phone calls and emails between lender and accountant making your refinancing and borrowing much less stressful.


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How we can help.

SMART Business Solutions is a registered financial services provider and perfectly positioned to help you calculate the level of home loan you qualify to borrow and how to boost your borrowing power.

If you’re in the market for a financial advisor with knowledge of the property market and mortgages, SMART Business Solutions can team up with you to help you purchase a property at the best interest rates and on the most reasonable terms possible. We are here for you every step of the way, providing regular check-ins to ensure you stay on track to property ownership success!

Get in touch

Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

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