Mortgage and Lending

HomeServices

More than accounting advice.


Not all mortgage brokers are created equal. Our holistic approach to lending, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

Our mortgage brokers offer the advantage of having of an accounting background, meaning we’re looking at your figures with a strategic mind. We will ask you more questions and we’ll go deeper in our process.

Why? So that you end up with a loan that offers longevity, minimising the need to refinance again in a short time frame - avoiding a stressful and often costly exercise on both your time and money.

VISIT www.smartmortgagebroking.com.au VISIT www.smartmortgagebroking.com.au

We specialise in

SMSF Lending
Investment Properties
Refinancing
Commercial Lending  
Bridging Loans  
Loan Negotiations
Pre-Approvals
Construction Loans
Debt Consolidation  
Land Purchasing
Equipment Finance


What would you like to do?



I want to buy a home

Buying a home can be highly emotional. It's exciting, stressful, joyful and sometimes frustrating. We aim to minimise the negative emotions, so you can focus on the positives, by offering our holistic approach to lending.

FIND OUT MORE


I want to build a home

Building a home involves a different approach to lending. It's a bigger risk for lenders and requires more skilled, more strategic mortgage brokers who understand the issues and can mitigate them. We know how.

FIND OUT MORE


I want to buy an investment

Property investment can offer a solid return on investment. Our expert team are skilled at investment loans, including complex SMSF lending, offering the foresight of accounting & financial planning.

FIND OUT MORE


I want to refinance

Any mortgage broker can refinance. Our difference is to get to know you, your goals and your longer term plans better so we can advise on a loan with longevity, minimising your time and efforts to get what you need.

FIND OUT MORE


Get in touch

Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

We invite you to book a Complimentary 15-Min Discovery Meeting with our lending team.


Shannon Smit, Credit Representative Number 533133 is a credit representative of SMART Business Solutions Mortgage & Lending Pty Ltd (Authorised Credit Representative 527754, ACN 611 647 922). Authorised under outsource Financial Pty Ltd, Australian Credit Licence 384324.  
Disclaimer: This is general information only and is subject to change. Your complete financial situation will need to be assessed before acceptance of any proposal or product.
View our Privacy Policy.


What does a mortgage broker do?

Put simply, our mortgage broker advisory can take the time and hassle out of hunting around for the right home loan ensuring we take into consideration your entire financial picture ensuring a better outcome for you.


Finds the right loan


Read More Read More

 Competitive interest rates

Read More Read More



Assist with refinancing



Read More Read More


Explains using home equity



Read More Read More

Find Out
More


CONTACT US

Get the latest updates on lending and property.

Subscribe To Our Mortgage & Lending Newsletter.


How much deposit do i need for a car loan?

The short answer is no. Many lenders offer no-deposit car loans, which means you can borrow the full value of the vehicle.


Plan your next holiday with a travel loan

A travel loan is simply a type of personal loan that’s used specifically for holiday-related expenses.


Pros And Cons Of A Bridging Loan Instead Of Sitting In Limbo

Bridging loans can be a smart strategy for homeowners looking to upsize, downsize or relocate – especially in a competitive property market.


Housing values accelerate as interest rates fall

Australian housing values are gaining momentum with falling interest rates driving renewed growth in the property market.


Trust in mortgage brokers remains high

Despite elevated interest rates causing stress to borrowers, trust in brokers remains high.


How to know if you can afford an investment property

Investing in property isn’t just about mortgage repayments. There are significant upfront and ongoing costs to consider.


5 Advantages Of A Low-Doc Business Loan

Low-doc loans are a practical solution when tax returns or full financial statements aren’t available.


NSW government to reshape commercial property landscape

The Australian business landscape is expanding, signalling a potentially strong future for commercial property markets.


Commercial property market poised for growth in 2026

Australia's commercial property market is showing signs of recovery after a challenging period, with tentative growth expected throughout 2025 and stronger performance anticipated in 2026.


Lenders remain optimistic about commercial real estate market

According to the CBRE Lender Sentiment Survey, 56 percent of lenders expressed intentions to grow their commercial real estate exposures.


Inner melbourne leads property price surge after rate cut

Property prices have surged in several markets since the Reserve Bank of Australia's first interest rate cut in February.


Understanding The Pros And Cons Of Personal Loans

A personal loan can help improve your credit score if managed properly. Regular, on-time repayments show lenders you can handle debt responsibly.


Investor activity reaches near-decade highs across Australia

Investors now represent a substantial portion of new lending, approaching record highs in some smaller states and reaching levels nationally


How first home buyers can buy at auction

Familiarise yourself with auction rules and terminology. Understand how vendor bids work, and clarify all sale terms before auction day.


Why should buy a car at the end of the financial year

The end of the financial year (EOFY) is often one of the best times to snap up a bargain in the automotive market.


Australian office market shows signs of recovery

The Australian office market is showing encouraging signs of recovery in 2025.


5 strategies to streamline your cash flow before EOFY.

A cash flow forecast for the year ahead will help you anticipate slow periods, identify upcoming expenses, and plan for investment opportunities.


7 Tax Strategies For Property Investors Ahead Of EOFY

Planning ahead can prevent surprise tax bills and smooth out your cash flow.