Mortgage and Lending


More than accounting advice.

Not all mortgage brokers are created equal. Our holistic approach to lending, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

Our mortgage brokers offer the advantage of having of an accounting background, meaning we’re looking at your figures with a strategic mind. We will ask you more questions and we’ll go deeper in our process.

Why? So that you end up with a loan that offers longevity, minimising the need to refinance again in a short time frame - avoiding a stressful and often costly exercise on both your time and money.


We specialise in

SMSF Lending
Investment Properties
Commercial Lending  
Bridging Loans  
Loan Negotiations
Construction Loans
Debt Consolidation  
Land Purchasing
Equipment Finance

What would you like to do?

I want to buy a home

Buying a home can be highly emotional. It's exciting, stressful, joyful and sometimes frustrating. We aim to minimise the negative emotions, so you can focus on the positives, by offering our holistic approach to lending.


I want to build a home

Building a home involves a different approach to lending. It's a bigger risk for lenders and requires more skilled, more strategic mortgage brokers who understand the issues and can mitigate them. We know how.


I want to buy an investment

Property investment can offer a solid return on investment. Our expert team are skilled at investment loans, including complex SMSF lending, offering the foresight of accounting & financial planning.


I want to refinance

Any mortgage broker can refinance. Our difference is to get to know you, your goals and your longer term plans better so we can advise on a loan with longevity, minimising your time and efforts to get what you need.


Get in touch

Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

We invite you to book a FREE 15-Min Discovery Meeting with our lending team.

Shannon Smit, Credit Representative Number 533133 is a credit representative of SMART Business Solutions Mortgage & Lending Pty Ltd (Authorised Credit Representative 527754, ACN 611 647 922). Authorised under outsource Financial Pty Ltd, Australian Credit Licence 384324.  
Disclaimer: This is general information only and is subject to change. Your complete financial situation will need to be assessed before acceptance of any proposal or product.
View our Privacy Policy.


What does a mortgage broker do?

Put simply, our mortgage broker advisory can take the time and hassle out of hunting around for the right home loan ensuring we take into consideration your entire financial picture ensuring a better outcome for you.

Finds the right loan

Read More Read More

 Competitive interest rates

Read More Read More

Assist with refinancing

Read More Read More

Explains using home equity

Read More Read More

Find Out


Get the latest updates on lending and property.

Subscribe To Our Mortgage & Lending Newsletter.

Smart Ways To Fit Out Your Professional Practice

There are effective ways to fit out your practice for maximum efficiency and success.

Construction costs are returning to normal

Construction cost increases have reaccelerated, but the good news is they are now returning to their normal trend.

Commercial activity could increase in 2024

Commercial transactions could start to rebound in 2025, with lower prices.

Maximising Returns: A Comprehensive Guide to Property Investment

Investing in property can be a lucrative venture, especially for small business owners looking to diversify their portfolio or secure a stable source of income.

3 things to look out for your next car loan

Before committing to any car loan, it’s vital that you examine the fine print. Ensure you understand every aspect of the loan and ask questions.

Understanding your borrowing power

A stable employment history is important when it comes to assessing your borrowing power.

The build-to-rent sector set for a strong 2024

Australia’s surging population growth is likely to drive increased demand for both rental properties and student accommodation.

5 Ways Mortgage Brokers Can Help Borrowers

When interest rates are changing, borrowers need to be proactive in how they manage their mortgage.

Perth and Brisbane set to lead growth in 2024

The smaller capital cities of Perth and Brisbane are expected to be the top performers over the next 12 months.

Can my SMSF invest in property development?

An SMSF can invest in property development if trustees ensure the investment complies with the rules.

Debt consolidation using your home loan

Consolidating various debts into your home loan can be a strategic financial move that reduces your interest and allows you to pay the debt down faster.

5 things to consider before getting caravan finance

One of the best parts of the summer holidays is packing up the car and heading off on a family holiday. Many Australians are staying at caravan parks in iconic locations

6 ways to pay off your home faster in 2024

Home is the biggest expense and the sooner you can pay down the debt, the better off you’re going to be financially.

6 Predictions For Australia's Property Market In 2024

With affordability challenges in major cities, buyers may explore "bridesmaid suburbs" – second-choice areas that offer more reasonable property prices.

Why you should buy in January

Buying a property, whether as an investment or residence, is never a straightforward process. Take time to research properties, and then make a competitive offer to get the deal done.

Growing Your Business With Asset Finance In 2024

Without the need for upfront payments, asset finance can play an important role in improving a business's cash flow management.

Student accommodation to remain undersupplied in 2024

The report found that student accommodation is also likely to see steady rental growth in 2024.

Top commercial property predictions for 2023

After a tough year for commercial property investors, the outlook will be better in 2024, according to an expert.