SMART Business Solutions act as accountants and financial planners for tradies on the Mornington Peninsula. As specialist advisors, our team has the technical expertise and practical experience in the construction industry. We appreciate the unique nature of the trades including the importance of quoting, job costing, scheduling, cash flow, progress payments, retention and variations in addition to the usual business reporting requirements.
Known on the Mornington Peninsula as 'The Accountant That Builds,' SMART Director, Shannon Smit, is no stranger to the build and
construction process. Coming from a long family line of tradies and builders, construction is in the blood. Having developed her own
commercial and residential properties, she understands exactly what the trade industry needs to build better business.
The ATO has released Draft Practical Compliance Guideline PCG 2026/D2, and it’s very clear where they’re focusing next, property development structures, particularly where land ownership and development activities are split.
This manufacturing business was growing steadily, but increased demand had created pressure rather than leverage. With roles unclear, systems inconsistently applied, and quality dependent on individuals, the business felt stretched despite strong revenue.
Equipment finance makes the most sense when it helps your business grow. If new machinery will increase productivity, open up new contracts, or allow you to expand your services.
Guyrobb Electrics’ success story shows how structure, visibility, and partnership can transform the way a business operates. With the right systems, advice, and regular strategic review, Jon has been able to grow confidently.
Even profitable businesses can run into cashflow trouble. Revenue looks healthy on paper, yet the bank balance tells a different story. The culprit? Hidden leaks in profit and cashflow that quietly drain resources, reduce margins, and create constant pressure on working capital.
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"It’s only since working with Shannon that we’ve experienced real growth and structure. Her mindset is different. Having deep insight into my numbers, Shannon is my sounding board for all aspects of my business, not just finances. She’s a go-getter, adaptable and thinks on her feet. With Shannon’s input I have information, visibility and understanding." |
Jon Robbins
Owner, Guyrobb Electrics
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