Not all mortgage brokers are created equal. Our holistic approach to lending, accounting and financial planning means we bridge the gap
in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the
lending process.
Our mortgage brokers offer the advantage of having of an accounting background, meaning we’re looking at your figures with a strategic mind. We will ask you more questions and we’ll go deeper in our process.
Why? So that you end up with a loan that offers longevity, minimising the need to refinance again in a short time frame - avoiding a
stressful and often costly exercise on both your time and money.
SMSF Lending
Investment Properties
Refinancing
Commercial Lending
Bridging Loans
Loan Negotiations
Pre-Approvals
Construction Loans
Debt Consolidation
Land Purchasing
Equipment Finance
I want to buy a home
Buying a home can be highly emotional. It's exciting, stressful, joyful and sometimes frustrating. We aim to minimise the negative emotions, so you can focus on the positives, by offering our holistic approach to lending.
I want to build a home
Building a home involves a different approach to lending. It's a bigger risk for lenders and requires more skilled, more strategic mortgage brokers who understand the issues and can mitigate them. We know how.
I want to buy an investment
Property investment can offer a solid return on investment. Our expert team are skilled at investment loans, including complex SMSF lending, offering the foresight of accounting & financial planning.
I want to refinance
Any mortgage broker can refinance. Our difference is to get to know you, your goals and your longer term plans better so we can advise on a loan with longevity, minimising your time and efforts to get what you need.
Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.
We invite you to book a Complimentary 15-Min Discovery Meeting with our lending team.
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Shannon Smit, Credit Representative Number 533133 is a credit representative of SMART Business
Solutions Mortgage & Lending Pty Ltd (Authorised Credit Representative 527754, ACN 611 647 922). Authorised under outsource Financial
Pty Ltd, Australian Credit Licence 384324. |
Put simply, our mortgage broker advisory can take the time and hassle out of hunting around for the right home loan ensuring we take into consideration your entire financial picture ensuring a better outcome for you.
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A mortgage offset account is among the top home loan features available. And using one correctly can significantly impact your monthly repayments and how much you end up paying for your loan.
If you have a home loan, there are many reasons you may consider refinancing. That could include wanting to borrow more, access different home loan features or simply to get a better interest rate. We explore the more common reasons for refinancing, including a few you may not have thought of.
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There are several reasons motivating homeowners to refinance. It could be to achieve a lower interest rate or move from a fixed rate to a variable rate loan or vice-versa. If you’re thinking about switching loans, you need to consider the costs of any penalties – if relevant – versus any savings you stand to make.
Borrowing capacity is the amount of money a lender or mortgage broker is willing to extend to you to purchase a property. It is also a measure of your ability to make ongoing loan repayments.
It would seem SMSF loans have become an increasingly popular way to access the capital required to get a foothold on the property ladder.
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