In this episode of The Accountant That Builds, Financial Adviser and Accountant, Shannon Smit, dives deep into the compelling
world of using self-managed super funds (SMSFs) to invest in property. With her signature energy and expertise, Shannon explains the
mechanics of SMSFs, contrasting them with retail and industry super funds, and revealing the unique power they offer individuals to take
control of their financial future.
From tax advantages like 15% tax on rental income and zero tax on capital gains in pension phase, to leveraging super contributions as a way
of indirectly gaining a tax deduction to purchase property, Shannon breaks it all down in a way that feels accessible and strategic.
She shares real-life client stories, including her own, where commercial properties - like office buildings or factories - are purchased
within SMSFs and leased back to businesses, creating long-term wealth and tax efficiency. Shannon also unpacks the rules around
residential property - highlighting strict limitations on personal use - and discusses how smart structuring can open up even more
opportunities.
The episode is rich with advice on managing diversification within your super, planning for liquidity in retirement, and transitioning
properties out of super in pension phase - all while navigating the complexity with professional support. If you’ve ever considered turning
your super into a wealth-building tool through property, this episode is a goldmine of insights and practical guidance.
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What if time wasn’t your biggest constraint – but your biggest opportunity? In this episode of The Accountant That Builds Podcast, we are joined by Kate Christie, internationally recognised time management expert, keynote speaker, and bestselling author. Kate has spent more than two decades helping business owners, leaders and teams take control of their time, energy and priorities.
What does it really take to stop discounting yourself and start charging what you’re truly worth? In this episode of the The Accountant That Builds Podcast, host Shannon Smit sits down with Andrew Griffiths, Australia’s #1 small business author and one of the most respected voices in business and personal growth.
In this episode of The Accountant That Builds, Shannon Smit explores what financial literacy really means and why it matters so much for everyday Australians. She breaks the concept down in practical, real life terms and explains why so many capable, intelligent people still feel confused, overwhelmed, or behind when it comes to money.
Excellence in Inclusivity and Accessibility recognises businesses for their leadership in creating welcoming, inclusive spaces and ensuring accessibility for all. In this episode, the award-winnings share how inclusion isn’t just the right thing to do - it’s a smart business move.
The Local Community Connection Award recognises businesses with a commitment to strengthening the Mornington Peninsula community through networks, partnerships and social contributions. This episode features the award-winners as they share practical strategies, proven approaches, and inspiring stories that show how community connection isn’t just good for people - it’s sound business practice.
