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Workcover and employer obligations explained

At Smart Business Solutions, we understand the complexities and responsibilities that come with managing a small business. One critical area of compliance is WorkCover, ensuring your employees are protected and your business meets all legal obligations.

WorkCover is a type of insurance that provides coverage for workers who suffer injuries or illnesses in the workplace. It's designed to provide financial support to employees who are unable to work due to work-related injuries or illnesses by covering medical expenses, rehabilitation costs, and lost wages. WorkCover schemes vary by jurisdiction, but they generally aim to protect both workers and employers by providing a system for managing and compensating workplace injuries and promoting workplace safety.

What are the ongoing obligations?

Once you have registered for WorkCover insurance in Victoria, there are several ongoing obligations you must fulfill to remain compliant and ensure your employees are adequately protected. These obligations include:

How your premium is calculated.

Key factors in determining worker status.

In Australia, the distinction between a contractor and an employee is determined by a combination of common law principles and statutory definitions. Key factors considered by the courts and the Fair Work Commission (FWC) include the level of control over the worker, the nature of the contract, and the overall relationship between the parties. Here’s how these factors are applied in the Australian context:

Tips, tricks and other pieces of gold nuggets

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