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Off-market normally just means that the property is sold without it ever being listed. This can be with the help of an agent, or privately.
When it comes to negotiating, there are some things you can do to make the process more transparent and easier. For the most part, it comes down to being prepared.
On 1 July 2023, award rates of pay and the National Minimum Wage increased by 5.75%.
With inflation still remaining high and continuing to increase the official cash rate, borrowers should consider returning to fixed rate loan products.
Industrial property market has seen the vacancy rate hit another new record low despite projections of a surge in supply.
The digital games and interactive entertainment sector is the largest creative sector in the world and one of the fastest growing industries worldwide.
Office assets were considered a premium commercial investment choice, with high demand from offshore buyers.
The 120% skills and training, and technology costs deduction for small and medium business have passed Parliament.
Investors remained focused on the release of inflation data and how ongoing pricing pressures might affect monetary policy settings in key regions.
Bianca Carroll's dedication and commitment to excellence have culminated in her being recognized as the Emerging Adviser of the Year, a remarkable accomplishment that is a testament to her perseverance.
ONLINE WEBINAR
21 June 2023 // 12:30-1:30pm
Many people believe that if they have a valid Will they also have
an estate plan, but this is not so. While a Will outlines where the deceased individual's assets will be distributed, it does not
include various other documents and directives that are available.
In a recent Harvard Study on the key ingredients to happiness, while extreme wealth won’t buy you happiness, having financial security can help you avoid stress and solve problems faster.
Compounding is an extremely effective investing tool, says Morningstar Investment Management’s Head of Institutional Portfolio Management and Solutions, Jody Fitzgerald, but it’s important to be aware of its inverse power on the downside.
With a few weeks left until the end of the financial year, it's time to optimize our SMSF or other super funds and maximize available strategies.
Young investors in their 20s and 30s possess a valuable asset for investing.
Over the past few years, service stations have been a favoured investment option.
Industrial property is putting upward pressure on rents, according to a new report from Savills
As EOFY approaches, it's important that Australian businesses prepare for their tax responsibilities and reassess their financial strategies.
One of the most common mistakes when refinancing a car loan is to ignore your credit score.
A pre-approval is simply a lender indicating they’d be willing to loan a certain amount to a potential buyer. However, it's important to remember that a pre-approval is not a guaranteed loan.
With the cost of living surging, many Australians likely wish their mortgage was already paid off.
Upside Realty found a significant increase in open home attendance across Victoria, New South Wales and Queensland.
The end of the financial year is always a busy time for property investors, however, with the right preparation you can make the most of your available deductions.
SMEs face new challenges and opportunities with the ESG trend. This article offers a balanced breakdown of ESG, its varying perspectives, implications for SMEs, and the pros and cons.
Recently, Fair Work legislation has been amended in a number of areas and if you’re a business owner with employees, you should be across these.
When considering a mortgage, it's advisable to research different lenders and their product offerings to determine if they provide offset accounts as an option.
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Several costs come with refinancing a home loan, although some of these costs are added to your new mortgage. You can get a rough estimate of the cost to refinance your mortgage by using a refinance calculator, or engaging a mortgage broker.
On settlement day, it's important to consider tasks such as reviewing the final settlement statement, ensuring funds are available for the down payment and closing costs, and conducting a final inspection of the property before completing the purchase.
A reverse mortgage is a type of loan that allows homeowners who are typically 62 years or older to convert a portion of their home equity into cash.
Mortgage refinancing is the process of replacing an existing mortgage with a new loan, typically to secure better terms, lower interest rates, or access equity in the property.
Lenders Mortgage Insurance (LMI) is a form of insurance that protects the lender in case a borrower defaults on their home loan, typically required when the borrower's deposit is less than 20% of the property's value.
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Construction loans are a type of financing specifically designed to fund the construction or renovation of a property, providing borrowers with the necessary funds in stages as the construction progresses.
When preparing to buy a property, it's important to assess your financial readiness, research the real estate market, determine your needs and preferences, and secure financing options.
Family guarantee
When buying a first home, it's crucial to consider factors such as budget, location, property condition, future needs, and financing options.
When buying a house at auction, one should consider factors such as conducting thorough research on the property's condition, setting a budget limit, assessing potential renovation costs, and understanding the terms
Mortgage stress occurs when a household struggles with financial obligations and meeting their mortgage repayments.
The Government has announced that it will enshrine a right to superannuation payments in the National Employment Standards (NES).
Reduce interest on the non-deductible debt by using company cash to offset their personal mortgage, then transferring the cashback by 30 June.
The Australian Taxation Office (ATO) has launched a full-on assault on rental property owners who incorrectly report income and expenses.
From 1 July 2023, access to the Government’s Home Guarantee Scheme will be expanded to joint applications from friends, siblings, and other family members.
In a pre-Budget announcement, the Government has committed to a Small Business Energy Incentive Scheme that offers a bonus tax deduction of up to $20,000.
The 2023-24 Federal Budget offers a $4.2bn surplus; the first in 15 years. The surplus was driven by a surge in the corporate and individual tax take.
The headlines say negative gearing is "gone." For most investors, that is not what the new law does.
From 1 July 2027, the 50% CGT discount will be replaced — for individuals, trusts and partnerships — by two mechanisms working together: indexation of the asset's cost base, and a minimum 30% tax on the resulting net gain.
