When Payday Super kicks in on 1 July 2026, it won’t just change when you pay super. It will change how much your payroll system has to do, how often it has to do it, and how little room there is for error.
For many small businesses, payroll has been relatively straightforward: process wages each pay cycle, then batch super contributions quarterly. Payday Super turns that into a continuous obligation - super must be calculated, submitted, and tracked with every single pay run.
Payroll changes is not the most exciting part of running a business, but getting this wrong will be expensive. The businesses that invest a
little time now in checking and upgrading their systems will save themselves significant headaches later.
Not sure if your payroll system is ready? Check out our detailed Payday Super FAQs to ensure you’re fully prepared before Payday Super begins.
The ATO will stop accepting direct credit card payments from 1 December 2026, requiring businesses and individuals to switch to alternative payment methods such as debit card, BPAY, EFT or bank account direct debit. While the change affects only a small percentage of taxpayers, businesses that rely on credit cards to manage cash flow or fund ATO payment plans should act now to update arrangements, avoid missed payments and prepare for the cash flow impact of having tax obligations funded from available business funds.
Hiring entertainers, promotional staff or event contractors for your Christmas function could create superannuation obligations you didn't expect.
