The value of cryptocurrency assets inside Australian self managed superannuation funds (SMSFs) increased by 589.9% ($1.17bn) between
June 2019 and June 2022, according to the latest ATO statistics.
While
cryptocurrency is a relatively small asset class at only 0.16% of the $837bn held in SMSFs, it is a growing asset class, larger than
collectibles and personal use assets, and overseas property.
Smaller funds, with an asset value below $200,000, are more likely to have a larger proportion of their value in cryptocurrency.
To be eligible to make a downsizer contribution to your super, you must be aged 55 or older and have owned your home for at least 10 years prior to the sale.
The investment market volatility that kicked off in March 2025 has felt like a punch, particularly for those in or nearing retirement.