When buying a home, to live in or as an investment, most people will have the goal of eventually paying it off. A 30-year loan might seem like a long time to be making repayments, but you won’t be stuck paying interest if you’re able to pay it off sooner. Here are five ways to help achieve that that.
With our in-house mortgage broking division we bridge the gap between the countless
phone calls and emails between lender and accountant making your refinancing and borrowing much less stressful.
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SMART Business Solutions is a registered financial services provider and perfectly positioned to help you calculate the level of home loan you qualify to borrow and how to boost your borrowing power.
If you’re in the market for a financial advisor with knowledge of the property market and mortgages, SMART Business Solutions can team up with you to help you purchase a property at the best interest rates and on the most reasonable terms possible. We are here for you every step of the way, providing regular check-ins to ensure you stay on track to property ownership success!
Our in-house mortgage broking service makes your mortgage and lending needs so much easier, minimising the discord between accountant,
lender and product advice.
We'd love to help you find the best loan for your needs.
The First Home Guarantee allows eligible buyers to purchase with a 5 per cent deposit without paying Lenders Mortgage Insurance.
The 2026 Federal Budget proposed the most significant changes to residential property tax settings in a generation.
How a business crosses the 30 June line matters more than many owners realise
From 1 July 2025, interest charges on business tax debt were also deemed non-deductible by the ATO, increasing the real cost of carrying that debt.
Commercial property investors are increasingly focused on asset quality over broad sector performance.
A caravan loan can make the upfront cost manageable, but it’s the ongoing expenses that can catch first-time owners off guard.
Fixing your rate can offer certainty, but it also involves trade-offs that are worth understanding before making a decision.
Lenders calculate how much you can borrow based on your income, existing debts, living expenses and other financial commitments.
Business Growth brings its own financial pressures, and cash flow is often where those pressures first show up. It’s a pattern that catches many business owners off guard.
The luxury residential sector is experiencing uneven performance across Australia's major cities.
Rental performance is increasingly fragmented across the country.
Consumer habits have shifted markedly, with daily convenience trips now replacing the traditional big-shop model, turning neighbourhood and convenience centres.
Australian farmland prices are expected to continue their modest growth trajectory in 2026, with the median price per hectare forecast to increase by two per cent.
Buy now, pay later can be cost-effective if you pay on time.
Institutional capital is flowing back into Australian commercial property as market fundamentals strengthen, with experienced investors moving ahead of broader market confidence.
Making strategic investments in new assets before EOFY can position your business for growth in the year ahead.
New equipment is essential to growth. Whether it’s machinery, vehicles, or specialised technology, the right assets could improve efficiency, increase production, and help secure larger contracts.
Cash flow is the lifeblood of any business. Even when sales are strong and invoices are being issued regularly, delayed payments could create bottlenecks that make it difficult to cover everyday expenses.
Brisbane and Perth recorded the most affordable office fit-out costs in the country at an average of $934 per square metre.
Industrial property delivered total returns of 8.6 per cent in December 2025, with capital growth of 4.1 per cent, the strongest of any major asset class.
Commercial property markets have returned to positive capital growth after two years of adjustment.
Before applying for a caravan loan, it’s important to understand what you could comfortably afford.
A sudden repair bill could feel overwhelming, especially if it arrives at the wrong time financially.
An open home provides a valuable opportunity to observe not just the property itself, but also the surrounding area.
Many first home buyers focus primarily on the purchase price of a property and the size of their loan repayments.
Prestige apartments have been the strongest market segment in the last few years.
National weekly house rents have reached $650 and unit rents $625, with annual growth running at 4.8 per cent for houses and 4.2 per cent for units.
With infrastructure pipelines growing and demand for tradies, contractors, and logistics providers showing no signs of slowing down, 2026 could be the year your business.
Two of the most common tools business owners turn to are invoice finance and overdrafts.
Retail has become the top choice for commercial property investors in 2026, driven by increasing consumption, tight vacancy rates and limited land supply.
Queensland emerged as the clear winner, with transaction volumes growing 61.1 per cent to $21.35 billion, capturing nearly 25 per cent of national activity.
Australia's commercial property market is showing clear signs of recovery after a period of recalibration, with foreign capital returning, pricing stabilising and investor confidence improving.
If you're thinking about upgrading your car without breaking the bank, here's what to consider before signing on the dotted line.
According to a new global index that scores countries out of 100 based on ownership rates, five-year changes, price growth and affordability, Australia has scored just 51.56, trailing behind many European and Asian markets.
Australian Bureau of Statistics data shows household spending jumped 1.3% in October and is now 5.6% higher.
For many first-time buyers, owning a motorbike is a ticket to freedom and a bit of weekend adventure.
Ten property markets across four states have been identified as offering strong long-term capital growth potential.
Australia’s housing market opened 2026 on a positive note, with the latest Cotality Home Value Index showing a 0.4% rise.
The commercial property market recovery that began in 2025 is set to strengthen and broaden in 2026.
Invoice finance is an option for some businesses to consider, to help smooth out cash flow during this period.
Secure your finance. Delaying could mean missing out on year-end opportunities and hitting roadblocks.
The retail sector has experienced the most pronounced shift, with institutional investors moving from net sellers in 2023 and 2024 to active buyers in 2025.
Australian commercial property is experiencing a change of fortunes with renewed investor confidence and a return to capital growth across key sectors.
In most cases, car loans in Australia can be paid out before the end of the loan term. However, depending on your loan type and lender, early repayment fees may apply.
Debt consolidation involves rolling several existing debts into a new single loan. Instead of managing five different repayments.
Choosing a principal and interest loan from the outset can lead to long-term savings and financial security.
Australia's housing market is heating up with property prices across capital cities rising at their fastest rate in almost four years.
This is a great time to explore your mortgage options. You may need to refinance your current loan or take out an investment loan.
Gold Coast unit prices have overtaken Sydney's for the first time, marking a significant milestone for the Queensland coastal market.
Equipment finance makes the most sense when it helps your business grow. If new machinery will increase productivity, open up new contracts, or allow you to expand your services.
For many business owners, superannuation is something that gets attention in June — when tax planning comes into focus. But the real opportunity lies in planning your super contributions at the start of the financial year, not the end.
The new financial year has officially clicked over – and with it comes the trio of mid-year obligations every employer needs on the radar: Single Touch Payroll (STP) finalisation, WorkCover declarations, and Payroll Tax annual reconciliation.
