When buying a home, to live in or as an investment, most people will have the goal of eventually paying it off. A 30-year loan might seem like a long time to be making repayments, but you won’t be stuck paying interest if you’re able to pay it off sooner. Here are five ways to help achieve that that.
With our in-house mortgage broking division we bridge the gap between the countless
phone calls and emails between lender and accountant making your refinancing and borrowing much less stressful.
.
SMART Business Solutions is a registered financial services provider and perfectly positioned to help you calculate the level of home loan you qualify to borrow and how to boost your borrowing power.
If you’re in the market for a financial advisor with knowledge of the property market and mortgages, SMART Business Solutions can team up with you to help you purchase a property at the best interest rates and on the most reasonable terms possible. We are here for you every step of the way, providing regular check-ins to ensure you stay on track to property ownership success!
Our in-house mortgage broking service makes your mortgage and lending needs so much easier, minimising the discord between accountant,
lender and product advice.
We'd love to help you find the best loan for your needs.
Cash flow issues can be particularly challenging during the holiday period, so business owners need to be on guard and plan ahead.
While giving gifts and spending time with family is important, if you’re looking to buy a home, it’s important that you keep your finances on track.
As the holiday season approaches, it's crucial to consider how your spending habits may influence especially when it comes to utilising easy credit options.
A budgeting app is an app designed to help you optimise the spending and savings choices you make each month.
Several options when it comes to acquiring earthmoving equipment. One of the most common choices is to own the equipment outright.
Despite an increase in the region’s office vacancy rate the Gold Coast office market is facing a shortage of office space within the next three years.
Industrial assets are expected to retain their position as a favoured option among the commercial property market due to their strong relative returns.
Despite the 13 interest rate increases in 19 months, your mortgage interest rate could and should still start with a ‘5’.
When it comes to financing your new car it’s possible to use either a low-doc car loan or a full-doc car loan.
A well-thought-out plan is the first step toward executing a cost-effective renovation.
Australian properties from overseas property seekers have risen 11.5 percent in the past three months. Meanwhile, rent searches are up 7.8 percent from the same demographic.
A bridging loan allows you to acquire your next property before selling your current one, streamlining the transition between homes.
With inflation remaining high, interest rates are likely to stay at elevated levels for some time.
Your credit score is an important factor that all lenders use to decide if they are prepared to lend to you.
Paying off your home loan reduces your mortgage debt and increases the equity you have in your property.
The Reserve Bank of Australia (RBA) may be nearing the end of its interest rate hiking cycle, but the Australian economy is already feeling the effects.
The recent rate hikes by the Reserve Bank of Australia (RBA) have understandably put borrowers under pressure.
According to CoreLogic, the jump in prices marks the eighth consecutive month of growth which has also seen values increase 2.2% over the quarter.
Before investing in a new truck or equipment, make sure you understand the fleet requirements of your major clients and any potential future partners.
With both domestic and international travel showing improvements, investment levels in hotel assets across the country has increased.
In the wake of COVID-19, Australian offices have undergone a significant shift – and things aren’t likely to change anytime soon.
New listings have risen by 13.2% through the winter season, driven by a 17.9% rise across the capital cities.
Spending more money doesn’t necessarily mean you’ll get a better outcome. In many instances, focusing on the basics can make a big impact and make your home more appealing.
Buyers need to realise that sales agents are there working for the vendor. It’s important that new buyers know how to effectively negotiate with real estate agents.
When purchasing a new car, you’re going to be faced with various financing options for buying the vehicle.
1.3 million home loans are expected to move from low fixed rates to high variable rates in 2023 and 2024, with the peak to hit in the second half of this year.
Unlike traditional loans, invoice financing offers another way. Borrowing against your invoices means that you can gain access to the money you are owed immediately.
The commercial property market in regional Queensland is experiencing a surge of interest from Melbourne investors, as the state's booming population continues to grow.
As businesses continue trying to woo workers back to the office, demand for high-quality office space continues rising.
With workers headed back into the office, demand for sublease space is rising – especially in the smaller capital cities.
For motorbike enthusiasts who always want the latest models, leasing is an attractive option. Leases allow you to regularly upgrade with the latest features.
One of the biggest advantages for sellers in winter is the lower supply of properties on the market. Sellers have the opportunity to attract a more focused and captive audience of buyers.
Business loans are one method you can use to purchase a business or fund the ongoing operations of your current business. The first step is to clearly define the purpose of the loan.
Self-storage units have long been a popular option for investors with demand from the private sector remaining high.
During COVID, listings were tight and demand remained strong. As interest rates started to climb, some of the demand started falling away, however, listings didn’t rise.
With higher interest rates many buyers are looking at creative ways to boost their rental income. One popular strategy is building an extra dwelling – like a granny flat
Despite interest rates rising at a record pace, the number of mortgage holders in arrears remains around the long-term average of 1%.
The move toward mortgage brokers and away from direct lenders by borrowers is continuing to increase.
For most people, a car loan is often the second largest household expense and it’s one that can cost a lot more these days with the high price of new cars.
One solution used by many businesses is to lease the equipment. By choosing to lease, businesses can spread out the cost of the equipment over several years through manageable monthly payments
Off-market normally just means that the property is sold without it ever being listed. This can be with the help of an agent, or privately.
When it comes to negotiating, there are some things you can do to make the process more transparent and easier. For the most part, it comes down to being prepared.
With inflation still remaining high and continuing to increase the official cash rate, borrowers should consider returning to fixed rate loan products.
Industrial property market has seen the vacancy rate hit another new record low despite projections of a surge in supply.
Office assets were considered a premium commercial investment choice, with high demand from offshore buyers.
Over the past few years, service stations have been a favoured investment option.
Industrial property is putting upward pressure on rents, according to a new report from Savills
As EOFY approaches, it's important that Australian businesses prepare for their tax responsibilities and reassess their financial strategies.
One of the most common mistakes when refinancing a car loan is to ignore your credit score.
A pre-approval is simply a lender indicating they’d be willing to loan a certain amount to a potential buyer. However, it's important to remember that a pre-approval is not a guaranteed loan.
| The Fair Work Commission (FWC) has handed down its 2026 Annual Wage Review, and the numbers are in. From 1 July 2026, the national minimum wage will rise by 5.97%, and modern award minimum rates will increase by 4.75%. |
Now's the time to review what strategies you can use to minimise your tax before 30 June.
.png)