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Financial Goal Setting


Taking time to ask yourself the big questions can be daunting and empowering at the same time. We tend to want it all, however, prioritising your goals and needs is a valuable step. Can you afford that renovation, holiday or early retirement?

DOWNLOAD budget workbook DOWNLOAD budget workbook


Planning for life and its ups and downs is the first step. The first of our four-part The Woman Series, here’s what we covered:

  • What is a Financial Goal?
  • Do you have Financial Goals?
  • Where do you want to go and what do you want to achieve?
  • Setting timeframes
  • How to price out your goals
  • Follow the SMART methodology (specific, measurable, achievable, realistic, timely)



Receive award-winning information from Shannon Smit, financial adviser and winner of Women In Finance Financial Adviser of The Year 2021 and IFA Goals Based Adviser of the Year 2021, and cohosted by Bianca Carroll, finalist in the IFA Paraplanner of The Year 2021. We invite you to join our free webinar series and take control of your finances, regardless of your age or financial position.


The Latest

2 Feb '26

2026 EXPRESSIONS OF INTEREST - Skybots: RPA & A.I - 2-Days Training Course

After overwhelming demand and sold-out sessions in Perth, Brisbane, Sydney, Melbourne and Mornington in 2025, we’re inviting expressions of interest for 2026. If you missed out earlier or are ready to dive into hands-on automation training, we’re considering additional sessions in various locations across Australia in 2026.


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15 Dec

SKYBOTS: RPA & AI Training Course - Melbourne CBD

LIVE 2-DAY COURSE - MELBOURNE CBD
15 & 16 December 2025

Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.


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11 Dec

SKYBOTS: RPA & AI Training Course - Sydney CBD

LIVE 2-DAY COURSE - SYDNEY
11 & 12 December 2025

Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.


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8 Dec

SKYBOTS: RPA & AI Training Course - ADELAIDE CBD

LIVE 2-DAY COURSE - ADELAIDE CBD
8 & 9 December 2025

Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.


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29 Sep

Skybots: RPA & A.I - 2-Days Training Course: MORNINGTON

LIVE 2-DAY COURSE - MORNINGTON
29 & 30 September 2025

Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.


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25 Sep

SOLD OUT Skybots: RPA & A.I Training Course SYDNEY

SOLD OUT - LIVE 2-DAY COURSE - SYDNEY
25 & 26 September 2025

Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.


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Yesterday

Smart Private Wealth Recognised Nationally for Community Leadership with Barry Lambert Award

Smart Private Wealth, part of the Smart Business Solutions Group, has been honoured as a recipient of the prestigious 2025 Barry Lambert Award, recognising exceptional community fundraising and volunteer work within the Count Financial network.


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Yesterday

Leading the Way in Tech-Driven Financial Advice

Shannon Smit, Founding Director of Smart Private Wealth, has been awarded the prestigious Excellence in Innovation award at the 2025 Count Financial Awards, recognising her ground-breaking leadership in transforming how financial advice and professional services are delivered in Australia.


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16 Sep

SMART is FINALIST in Mornington Peninsula Business Excellence Awards

SMART Business Solutions has been named a finalist in the 2025 Mornington Peninsula Business Excellence Awards in the Excellence in Local Community Connection category.


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10 Sep

LIMITED SPACES REMAIN - Skybots: RPA & A.I - 2-Days Training Course: MORNINGTON

LIMITED SPACES REMAIN - LIVE 2-DAY COURSE - MORNINGTON
10 & 11 September 2025

Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.


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8 Sep

SOLD OUT Skybots: RPA & A.I Training Course BRISBANE

SOLD OUT - LIVE 2-DAY COURSE - BRISBANE
8 & 9 September 2025

Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.


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4 Sep

What an ageing population means for healthcare investors.

Thanks to improvements in living standards, medicine and technology, Australians are living longer than ever before – driving a demographic shift that investors can’t afford to ignore.


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4 Sep

The value of active investment management in volatile times.

Passive investment funds have become a familiar feature in the portfolios of many investors around the world. However, as geopolitical uncertainty upends investment markets, actively managed investments may offer the flexibility needed to protect and grow investors’ savings through the storm.


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4 Sep

SMART Life - Issue 22 - Spring 2025

The value of active investment management in volatile times and what an ageing population means for healthcare investors.


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18 Aug

Skybots: RPA & A.I Training Course PERTH

LIVE 2-DAY COURSE - PERTH
18 & 19 August 2025

Join SkyBots’ 2-day Workshop with automation expert Daryl Aw to revolutionise your workflow using Power Automate, UiPath, VBA, and cutting-edge AI tools like Copilot and ChatGPT. Tailored for accounting and finance professionals, bookkeepers and small business owners, this hands-on training will teach you to automate repetitive tasks, generate and optimise VBA scripts, and deploy robust automation solutions independently.


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15 Aug

Planning For Your Retirement

WEBINAR - Recording

The best retirements are those planned well in advance. Because when it comes to designing the life you want, age should never be a limit. In this expert-led webinar, we’ll walk you through the essential strategies to help you create a financially secure and fulfilling retirement - on your terms.


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8 Aug

SMSF - Using Your Super To Invest In Property

WEBINAR - Recording
Thinking about using your super to invest in property? Watch the recording of our expert-led webinar to explore how a Self-Managed Super Fund (SMSF) can help you build long-term wealth through property investment. 


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7 Aug

How much deposit do i need for a car loan?

The short answer is no. Many lenders offer no-deposit car loans, which means you can borrow the full value of the vehicle.


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6 Aug

Plan your next holiday with a travel loan

A travel loan is simply a type of personal loan that’s used specifically for holiday-related expenses.


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5 Aug

Online Finance Gurus, AI and 'Finfluencers'

We’ve all seen it: slick social media reels, perfectly filtered property gurus, and bold AI influencers promising fast wealth. But in Australia’s regulated finance and property landscape, chasing that hype can lead to more heartbreak than haul.


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4 Aug

Pros And Cons Of A Bridging Loan Instead Of Sitting In Limbo

Bridging loans can be a smart strategy for homeowners looking to upsize, downsize or relocate – especially in a competitive property market.


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1 Aug

Housing values accelerate as interest rates fall

Australian housing values are gaining momentum with falling interest rates driving renewed growth in the property market.


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1 Aug

SMSF: Is It The Right Investment Strategy For You?

WEBINAR - Recording
In this webinar we explore how a Self-Managed Super Fund can help you take control of your retirement in today’s changing economic landscape.


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30 Jul

Trust in mortgage brokers remains high

Despite elevated interest rates causing stress to borrowers, trust in brokers remains high.


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29 Jul

Is Your Super Fund Working Hard Enough For You?

This past financial year brought a wave of opportunity—and many super funds delivered, with double-digit growth across key asset classes. The big question: is your fund among the top performers?


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29 Jul

Why SMSFs Are Quietly Winning

More and more Australians managing their own super through SMSFs are outperforming the country’s largest funds—and they’re doing it with calm confidence, not complexity.


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28 Jul

How to know if you can afford an investment property

Investing in property isn’t just about mortgage repayments. There are significant upfront and ongoing costs to consider.


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25 Jul

5 Advantages Of A Low-Doc Business Loan

Low-doc loans are a practical solution when tax returns or full financial statements aren’t available.


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24 Jul

Market Wrap - June 2025

Geopolitical tensions remained in focus in June as renewed conflict in the Middle East disrupted oil supply routes and raised concerns about broader regional instability. Oil prices spiked as tensions rose and supply concerns mounted, though moderated after a ceasefire was called 12 days later. Brent closed June +5.8% higher at $67.61.


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23 Jul

How the ATO Sees More Than You Think - And Why Transparency Matters

Discover how the ATO’s data-matching program works and how staying informed can help you prepare your taxes with clarity and confidence.


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22 Jul

Why Paying Super Late is a Costly Mistake You Can’t Afford

Late super payments can cost your business thousands in tax, penalties, and even personal liability. Here’s how to avoid the spiral and protect your future.


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21 Jul

NSW government to reshape commercial property landscape

The Australian business landscape is expanding, signalling a potentially strong future for commercial property markets.


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18 Jul

Commercial property market poised for growth in 2026

Australia's commercial property market is showing signs of recovery after a challenging period, with tentative growth expected throughout 2025 and stronger performance anticipated in 2026.


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