Cashflow Essentials Workshop
Keeping control of cash in a growing business


MARCH 2026	12:00 - 1:30pm	$35 per person Includes lunch	Smart Business Solutions Level 1 / 328 Main Street Mornington, VIC

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OVERVIEW

Many business owners are surprised to learn that most businesses don’t fail because they’re unprofitable - they fail because they run out of cash. You might recognise some of these:

You’re busy and profitable, but cash always feels tight
BAS, tax or super payments cause stress every quarter
Big months don’t seem to translate into breathing room
You’re never quite sure what the bank balance will look like in 3 months’ time.

This session is designed to change that. Cashflow Essentials is a practical workshop that shows you how cash really moves through your business, why cash pressure happens, and how to stay in control - even while you’re growing.

We recommend you bring your laptop, and if you use Xero, you'll be able to follow along with live demos. For non-Xero users, the principles, learnings and fundamentals are the same.

WHAT YOU'LL LEARN

How cash actually moves through your business

Where cash comes from and where it goes
Why the timing of money matters more than most people realise
How everyday decisions affect cash months later

The difference between profit and cash

Why you can be profitable and still feel broke
How stock, debtors, creditors and tax impact cash
Where cash gets “stuck” in most businesses

The real impact of GST, tax and super

Why these obligations create predictable pressure points
How to plan for them instead of reacting to them
How to smooth the cashflow rollercoaster

How to forecast cash simply and practically

How to build a simple, usable forward view of cash
What to look for (and what to ignore)
How to use it to make better decisions with more confidence

Who this session is for

This session is ideal for business owners who:

Feel like cash is always tighter than it should be
Want to stop being surprised by tax, GST or big bills
Are growing and finding cashflow harder to manage
Want more certainty and less stress around money
Want to feel in control of their cash, not reacting to it

No accounting background required. This is designed for business owners, not accountants.

Why this session is high value

Most cashflow problems usually come from:

Timing differences
Growth
Tax and GST obligations
Slow payments
Or poor visibility over what’s coming next

This session shows you:

Why profit and cash are not the same thing
Why growing businesses often feel more cash-stressed, not less
How to spot pressure points before they become problems

Lunch & Learn Workshop
Cashflow Essentials

A practical workshop that shows you how cash really moves through your business,
why cash pressure happens, and how to stay in control - even while you’re growing.
An interactive Lunch & Learn workshop designed for small business owners.