Smsf Loans And Property Investment
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
It would seem SMSF loans have become an increasingly popular way to access the capital required to get a
foothold on the property ladder.
Why are SMSF loans so appealing?
Just as SMSFs offer the chance to take charge of your super, SMSF loans give you the opportunity and flexibility to enter Australia’s heated property market. Changes in superannuation laws mean SMSFs are now permitted to borrow money to buy residential or commercial real estate. This strategy is proving popular with small business owners. It also makes SMSF loans an attractive option for first home buyers who find themselves priced out of the residential property, as well as older folks looking to secure their retirement future with a “buy now and hold” approach. With a concessional tax rate of 15% in the accumulation phase and no tax in the pension phase, investing in SMSF property is arguably the best tax incentive around.
SMSF Related Party Loans vs. Third-Party Loans
Australians tend to be unaware of the advantages offered by related party loans, typically choosing the costlier option and engaging a
third-party lender. Regardless of whether you choose a related party or third-party loan, or a combination of the two, it’s critical you
structure the transaction in an efficient, timely, and compliant manner.
With our in-house mortgage broking division we bridge the gap between the countless phone calls and
emails between lender and accountant making your refinancing and borrowing much less stressful.
SMART Business Solutions is a registered financial services provider with a strong working knowledge of SMSFs. We are perfectly positioned to guide you through the SMSF loans process in collaboration with our in-house mortgage broker, selecting the most suitable lender for your needs, and buying an SMSF property.
LIVE EVENT
3rd May 2024
Welcome to Mornington Peninsula's original pop-up pre-loved market with a difference. Fashion For A Cause is a not-for-profit
fundraiser event. Grab a fashion bargain or unique piece, wine with friends, bid on silent auction items, all to raise funds for Clothes
4U.Inc. All proceeds from the event including stall sales, ticket sales and clothing purchases on the night will be
double-dollar-matched and donated to Clothes 4U Inc.
Going through a divorce or separation is undoubtedly challenging, but it's essential to take control of your financial future. By understanding the impact of separation on your assets, seeking professional advice, and creating a solid financial plan, you can navigate this difficult time with confidence.
Technology has transformed the way businesses operate, allowing them to reach new customers, expand into new markets, and improve operational efficiency.
Scaling up a business is not just about increasing revenue or expanding into new markets; it's about creating a solid foundation for sustainable growth.
Every business, regardless of its size or industry, shares a common goal: to grow and thrive in a competitive market.