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Mortgage Offset Account FAQs


A mortgage offset account is among the top home loan features available. And using one correctly can significantly impact your monthly repayments and how much you end up paying for your loan. We aim to address the most frequently asked questions regarding mortgage offset account to help you decide if opening one is the right move for you.

Did you know

With our in-house mortgage broking division we bridge the gap between the countless phone calls and emails between lender and accountant making your refinancing and borrowing much less stressful.


LET'S TALK MORTGAGES LET'S TALK MORTGAGES


How we can help.

SMART Business Solutions Mortgage & Lending is a registered financial services provider and perfectly positioned to help you calculate the level of home loan you qualify to borrow and how to boost your borrowing power.

If you’re in the market for a financial advisor with knowledge of the property market and mortgages, SMART Business Solutions Mortgage & Lending can team up with you to help you purchase a property at the best interest rates and on the most reasonable terms possible. We are here for you every step of the way, providing regular check-ins to ensure you stay on track to property ownership success!

Get in touch.

Our holistic approach to taxation, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

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Fashion For A Cause: The Original Pre-Loved Fashion Market

LIVE EVENT
3rd May 2024


Welcome to Mornington Peninsula's original pop-up pre-loved market with a difference. Fashion For A Cause is a not-for-profit fundraiser event. Grab a fashion bargain or unique piece, wine with friends, bid on silent auction items, all to raise funds for Clothes 4U.Inc. All proceeds from the event including stall sales, ticket sales and clothing purchases on the night will be double-dollar-matched and donated to Clothes 4U Inc.


What’s the downside to cheap dealer motorbike finance?

Low-interest rate loans used by dealerships are a good way to get buyers in the door – but if you’re not careful, you may end up overpaying in the long term.


Understanding the impact interest rates on car loans

Car loans can feature either fixed or variable interest rates, each with its own set of advantages and disadvantages.