[ { "post_id": "1456", "post_category_id": "32", "post_title": "Darwin emerges as australia’s strongest property market", "post_content_short": "Darwin has become Australia's standout property market, recording house price growth of around 16 per cent and unit price growth of\naround 13 per cent", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1456\/Picture3.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/darwin-emerges-as-australias-strongest-property-market\/", "post_date": "2026-08-31 09:15:00" }, { "post_id": "1453", "post_category_id": "32", "post_title": "What the new financial year means for your equipment finance", "post_content_short": "The start of a new financial year is an ideal moment to review your existing equipment finance commitments.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1453\/Picture6.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/what-the-new-financial-year-means-for-your-equipment-finance\/", "post_date": "2026-08-28 07:45:00" }, { "post_id": "1455", "post_category_id": "32", "post_title": "5 things to know about buying at auction as spring approaches", "post_content_short": "The auction environment is deliberately designed to create competition and momentum. Bidding can move quickly, and it is easy to get caught\nup in the heat of the moment.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1455\/Picture2.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/5-things-to-know-about-buying-at-auction-as-spring-approaches\/", "post_date": "2026-08-26 08:45:00" }, { "post_id": "1457", "post_category_id": "32", "post_title": "5 things to know before applying for a personal loan for the first time", "post_content_short": "Understanding this before you apply helps set realistic expectations and makes it easier to compare what different lenders are offering you\nrather than what they advertise.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1457\/Picture4.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/5-things-to-know-before-applying-for-a-personal-loan-for-the-first-time\/", "post_date": "2026-08-24 10:00:00" }, { "post_id": "1458", "post_category_id": "32", "post_title": "Why older cars are harder to finance & how to do it right", "post_content_short": "Financing an older vehicle is a common goal, but it comes with a set of challenges that do not apply in the same way to newer cars.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1458\/Picture5.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/why-older-cars-are-harder-to-finance-and-how-to-do-it-right\/", "post_date": "2026-08-21 10:33:00" }, { "post_id": "1454", "post_category_id": "32", "post_title": "Spring Selling Season Is Coming – What Buyers Should Do", "post_content_short": "Spring is consistently the busiest period of the year for Australian property, with more listings, open homes and competition than at any\nother time.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1454\/Picture1.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/spring-selling-season-is-coming-what-buyers-should-do\/", "post_date": "2026-08-19 08:15:00" }, { "post_id": "1424", "post_category_id": "32", "post_title": "Melbourne office tenants urged to act as supply window closes", "post_content_short": "Since the beginning of 2025, 62 per cent of occupiers leasing more than 1,000 square metres have either expanded or maintained their footprint.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1424\/Picture4.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/melbourne-office-tenants-urged-to-act-as-supply-window-closes\/", "post_date": "2026-07-06 06:08:00" }, { "post_id": "1423", "post_category_id": "32", "post_title": "Investors circle darwin as commercial market momentum", "post_content_short": "Darwin's commercial property sector is strengthening with rising rents.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1423\/Picture3.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/investors-circle-darwin-as-commercial-market-momentum\/", "post_date": "2026-07-03 05:32:00" }, { "post_id": "1429", "post_category_id": "2", "post_title": "SMSF & Residential Property: What the New LRBA Ban Means for You", "post_content_short": "On 26 June 2026, the Federal Government passed a significant change to how Self-Managed Super Funds (SMSFs) can invest in residential\nproperty. New Limited Recourse Borrowing Arrangements (LRBAs) to purchase residential property inside an SMSF will be banned\nfrom approximately 10 August 2026 — 45 days after Royal Assent.\n", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1429\/Glod-coast-with-beach-front.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartprivatewealth.com.au\/learning-centre\/insights\/smsf-and-residential-property-what-the-new-lrba-ban-means-for-you\/", "post_date": "2026-06-30 00:13:00" }, { "post_id": "1428", "post_category_id": "32", "post_title": "4 Things First Home Buyers Should Do Before The New FY", "post_content_short": "The First Home Guarantee allows eligible buyers to purchase with a 5 per cent deposit without paying Lenders Mortgage Insurance.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1428\/Picture3.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/4-things-first-home-buyers-should-do-before-the-new-fy\/", "post_date": "2026-06-24 08:44:00" }, { "post_id": "1427", "post_category_id": "32", "post_title": "What’s the state of the 2026 federal budget for property?", "post_content_short": "The 2026 Federal Budget proposed the most significant changes to residential property tax settings in a generation.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1427\/Picture2.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/whats-the-state-of-the-2026-federal-budget-for-property\/", "post_date": "2026-06-24 08:26:00" }, { "post_id": "1426", "post_category_id": "32", "post_title": "4 ways to strenghten your cash flow before the new financial year", "post_content_short": "How a business crosses the 30 June line matters more than many owners realise", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1426\/Picture6.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/4-ways-to-strenghten-your-cash-flow-before-the-new-financial-year\/", "post_date": "2026-06-24 07:46:00" }, { "post_id": "1425", "post_category_id": "32", "post_title": "What businesses with ato debt should know their options", "post_content_short": "From 1 July 2025, interest charges on business tax debt were also deemed non-deductible by the ATO, increasing the real cost of carrying\nthat debt.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1425\/Picture5.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/what-businesses-with-ato-debt-should-know-their-options\/", "post_date": "2026-06-24 06:43:00" }, { "post_id": "1422", "post_category_id": "32", "post_title": "Quality comes first with commercial property returns", "post_content_short": "Commercial property investors are increasingly focused on asset quality over broad sector performance.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1422\/Picture2.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/quality-comes-first-with-commercial-property-returns\/", "post_date": "2026-06-24 04:20:00" }, { "post_id": "1416", "post_category_id": "32", "post_title": "5 costs of caravan to factor in your budget before you borrow", "post_content_short": "A caravan loan can make the upfront cost manageable, but it’s the ongoing expenses that can catch first-time owners off guard.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1416\/Picture3.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/5-costs-of-caravan-to-factor-in-your-budget-before-you-borrow\/", "post_date": "2026-06-09 17:31:00" }, { "post_id": "1415", "post_category_id": "32", "post_title": "What you need to understand about fixed vs variable rates", "post_content_short": "Fixing your rate can offer certainty, but it also involves trade-offs that are worth understanding before making a decision.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1415\/Picture2.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/what-you-need-to-understand-about-fixed-vs-variable-rates\/", "post_date": "2026-06-07 17:20:00" }, { "post_id": "1414", "post_category_id": "32", "post_title": "4 Reasons Your Home Loan Application Might Be Declined", "post_content_short": "Lenders calculate how much you can borrow based on your income, existing debts, living expenses and other financial commitments.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1414\/Picture1.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/4-reasons-your-home-loan-application-might-be-declined\/", "post_date": "2026-06-05 03:03:00" }, { "post_id": "1409", "post_category_id": "32", "post_title": "Cash flow mistakes growing businesses commonly make", "post_content_short": "Business Growth brings its own financial pressures, and cash flow is often where those pressures first show up. It’s a pattern that catches\nmany business owners off guard.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1409\/Picture5.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/cash-flow-mistakes-growing-businesses-commonly-make\/", "post_date": "2026-06-03 07:18:00" }, { "post_id": "1411", "post_category_id": "32", "post_title": "Gold coast rental prices now exceed sydney as market stabilises", "post_content_short": "The luxury residential sector is experiencing uneven performance across Australia's major cities.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1411\/Picture3.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/gold-coast-rental-prices-now-exceed-sydney-as-market-stabilises\/", "post_date": "2026-06-01 08:29:00" }, { "post_id": "1412", "post_category_id": "32", "post_title": "Rental market hits affordability as vacancy rates reach record", "post_content_short": "Rental performance is increasingly fragmented across the country.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1412\/Picture4.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/rental-market-hits-affordability-as-vacancy-rates-reach-record\/", "post_date": "2026-05-25 08:57:00" }, { "post_id": "1408", "post_category_id": "32", "post_title": "Neighbourhood centres emerge as community hubs amid shifting", "post_content_short": "Consumer habits have shifted markedly, with daily convenience trips now replacing the traditional big-shop model, turning neighbourhood and\nconvenience centres.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1408\/Picture3.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/neighbourhood-centres-emerge-as-community-hubs-amid-shifting\/", "post_date": "2026-05-25 06:31:00" }, { "post_id": "1407", "post_category_id": "32", "post_title": "Australian farmland prices set for modest growth in 2026", "post_content_short": "Australian farmland prices are expected to continue their modest growth trajectory in 2026, with the median price per hectare forecast to\nincrease by two per cent.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1407\/Picture2.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/australian-farmland-prices-set-for-modest-growth-in-2026\/", "post_date": "2026-05-22 05:40:00" }, { "post_id": "1413", "post_category_id": "32", "post_title": "3 things to know about buy now, pay later vs a personal loan", "post_content_short": "Buy now, pay later can be cost-effective if you pay on time.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1413\/Picture5.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/3-things-to-know-about-buy-now-pay-later-vs-a-personal-loan\/", "post_date": "2026-05-21 09:59:00" }, { "post_id": "1406", "post_category_id": "32", "post_title": "Institutional investors return to australian commercial real estate", "post_content_short": "Institutional capital is flowing back into Australian commercial property as market fundamentals strengthen, with experienced investors\nmoving ahead of broader market confidence.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1406\/Picture1.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/institutional-investors-return-to-australian-commercial-real-estate\/", "post_date": "2026-05-20 05:09:00" }, { "post_id": "1410", "post_category_id": "32", "post_title": "5 Questions To Ask Before Making An Equipment Purchase Before Eofy", "post_content_short": "Making strategic investments in new assets before EOFY can position your business for growth in the year ahead.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1410\/Picture6.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/4-questions-to-ask-before-making-an-equipment-purchase-before-eofy\/", "post_date": "2026-05-19 07:48:00" } ]