
[
	{
		"post_id": "1440", 
		"post_category_id": "1", 
		"post_title": "A Major Change for SMSF Property Buyers", 
		"post_content_short": "<table>\n\t<tr>\n\t\t<td>\n\t\t\tPlanning to buy property through your SMSF? A key rule change from 10 August 2026 could impact your options. Understanding the deadline now\n\t\t\tmay help you avoid missing an important opportunity.\n\t\t<\/td>\n\t<\/tr>\n\t<tr><\/tr>\n<\/table>", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1440\/Picture-1.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/a-major-change-for-smsf-property-buyers\/", 
		"post_date": "2026-07-28 01:08:00"
	}, 
	{
		"post_id": "1439", 
		"post_category_id": "1", 
		"post_title": "Two Jobs, One Tax-Free Threshold", 
		"post_content_short": "<table>\n\t<tr>\n\t\t<td>\n\t\t\tWorking more than one job this year? You could end up paying less tax throughout the year and more at tax time. Here's why it happens and\n\t\t\thow to avoid an unexpected bill.\n\t\t<\/td>\n\t<\/tr>\n\t<tr><\/tr>\n<\/table>", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1439\/Counting-Coins-lo-res.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/two-jobs-one-tax-free-threshold\/", 
		"post_date": "2026-07-27 23:45:36"
	}, 
	{
		"post_id": "1437", 
		"post_category_id": "1", 
		"post_title": "Negative Gearing - What Actually Changes", 
		"post_content_short": "The headlines say negative gearing is &quot;gone.&quot; For most investors, that is not what the new law does.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1437\/Monochrome-living-room-with-wood-and-grey-tiling-accents.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/negative-gearing-what-actually-changes\/", 
		"post_date": "2026-07-20 00:09:35"
	}, 
	{
		"post_id": "1436", 
		"post_category_id": "1", 
		"post_title": "The 30% Floor on Capital Gains", 
		"post_content_short": "From 1 July 2027, the 50% CGT discount will be replaced — for individuals, trusts and partnerships — by two mechanisms&nbsp;working\ntogether: indexation of the asset's cost base, and a minimum 30% tax on the resulting net gain.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1436\/Investment-property.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/the-30-percent-floor-on-capital-gains\/", 
		"post_date": "2026-07-14 06:52:53"
	}, 
	{
		"post_id": "1431", 
		"post_category_id": "1", 
		"post_title": "Planning Your Super Contributions for the Year Ahead", 
		"post_content_short": "For many business owners, superannuation is something that gets attention in June — when tax planning comes into focus. But the real opportunity lies in planning your super contributions <strong>at the start of the financial year<\/strong>, not the end.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1431\/Cheerful-man-with-beard-laughing-against-blue-background.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/planning-your-super-contributions-for-the-year-ahead\/", 
		"post_date": "2026-06-30 01:33:00"
	}, 
	{
		"post_id": "1430", 
		"post_category_id": "1", 
		"post_title": "July is Lodgement Season: Your STP, WorkCover & Payroll Tax Cheat Sheet", 
		"post_content_short": "The new financial year has officially clicked over – and with it comes the trio of mid-year obligations every employer needs on the radar: <strong>Single\n\tTouch Payroll (STP) finalisation<\/strong>,\n\t<strong>WorkCover<\/strong> declarations, and <strong>Payroll Tax<\/strong> annual reconciliation.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1430\/SML-LOOKING-AT-FIGURES.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/july-is-lodgement-season-your-stp-workcover-and-payroll-tax-cheat-sheet\/", 
		"post_date": "2026-06-30 01:05:03"
	}, 
	{
		"post_id": "1421", 
		"post_category_id": "1", 
		"post_title": "Minimum Wage Is Going Up - Here's What Employers Need to Do", 
		"post_content_short": "<table>\n\t<tr>\n\t\t<td>\n\t\t\tThe Fair Work Commission (FWC) has handed down its 2026 Annual Wage Review, and the numbers are in. From <strong>1 July 2026<\/strong>, the\n\t\t\tnational minimum wage will rise by <strong>5.97%<\/strong>, and modern award minimum rates will increase by <strong>4.75%.<\/strong>\n\t\t<\/td>\n\t<\/tr>\n\t\n<\/table>", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1421\/Cheerful-young-woman-taking-a-selfie-next-to-the-sea.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/minimum-wage-is-going-up-heres-what-employers-need-to-do\/", 
		"post_date": "2026-06-02 01:36:17"
	}, 
	{
		"post_id": "330", 
		"post_category_id": "1", 
		"post_title": "Minimise Your Personal Tax: The Guide", 
		"post_content_short": "Now's the time to review what strategies you can use to minimise your tax before 30 June.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/330\/Screen-Shot-2020-06-15-at-1.26.48-pm.png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/minimise-your-personal-tax-the-guide\/", 
		"post_date": "2026-05-20 03:29:00"
	}, 
	{
		"post_id": "1404", 
		"post_category_id": "1", 
		"post_title": "Federal Budget 2026\/2027 - FAQs", 
		"post_content_short": "The Federal Budget, delivered on the night of May 12 2026, was one of the most significant in years. We know you will have questions — and\nwe have put together this document to answer the ones we are hearing most.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1404\/WEB-FAQs-1920x1080px_Federal-Budget-202627-(1920-x-1080-px).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/federal-budget-20262027-faqs\/", 
		"post_date": "2026-05-13 00:41:49"
	}, 
	{
		"post_id": "1403", 
		"post_category_id": "37", 
		"post_title": "Federal Budget 2026 \/ 2027", 
		"post_content_short": "The 2026–27 Federal Budget brings major changes to CGT, negative gearing, trusts and super. Find out what it means for you and your\nbusiness.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1403\/WEB-Post-1920x1080px_Federal-Budget-202627-(1920-x-1080-px).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/learning-centre\/business-news-and-media\/federal-budget-2026-2027\/", 
		"post_date": "2026-05-13 00:34:00"
	}, 
	{
		"post_id": "1399", 
		"post_category_id": "58", 
		"post_title": "ATO Targets Property Development Structures - What You Need to Know", 
		"post_content_short": "The ATO has released Draft Practical Compliance Guideline PCG 2026\/D2, and it’s very clear where they’re focusing next, property development\nstructures, particularly where land ownership and development activities are split.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1399\/Tradesman.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/ato-targets-property-development-structures-what-you-need-to-know\/", 
		"post_date": "2026-05-05 00:32:00"
	}, 
	{
		"post_id": "1203", 
		"post_category_id": "1", 
		"post_title": "The Power of Tax Planning for Small Business", 
		"post_content_short": "Tax planning is more than just a financial necessity—it's a strategic advantage for businesses of all sizes. By proactively managing your\ntax strategy, you can significantly reduce your liabilities, enhance cash flow, and ensure full compliance with ever-evolving tax\nregulations.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1203\/Portrait-of-a-successful-male-owner-of-a-pizzeria.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/the-power-of-tax-planning-for-small-business\/", 
		"post_date": "2026-04-20 02:01:00"
	}, 
	{
		"post_id": "344", 
		"post_category_id": "8", 
		"post_title": "Tax Return - Items To Consider", 
		"post_content_short": "To maximise your deductions and ensure that your tax return is complete, please review the following items and advise your Accountant if\n\tany apply to you.<em><\/em>\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/344\/15114.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/learning-centre\/ebooks\/tax-return-items-to-consider\/", 
		"post_date": "2026-04-01 02:45:00"
	}, 
	{
		"post_id": "343", 
		"post_category_id": "8", 
		"post_title": "Tax Return Checklist for Property Investors", 
		"post_content_short": "Understand what expenses you can claim as a property investor.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/343\/Tax-Return-Checklist-2021-for-Property-Investors-POST-COVER.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/learning-centre\/ebooks\/tax-return-checklist-for-property-investors\/", 
		"post_date": "2026-04-01 02:45:00"
	}, 
	{
		"post_id": "342", 
		"post_category_id": "8", 
		"post_title": "Is It Tax Deductible? The Checklist You Need", 
		"post_content_short": "Everyone wants to pay less tax, right? To do that you need to know what you can claim… and what you can’t.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/342\/Is-It-Tax-Deducitble-POST-COVER.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/learning-centre\/ebooks\/is-it-tax-deductible-the-checklist-you-need\/", 
		"post_date": "2026-04-01 02:45:00"
	}, 
	{
		"post_id": "776", 
		"post_category_id": "1", 
		"post_title": "Minimise Your Personal Tax: The Guide", 
		"post_content_short": "Now's the time to review what strategies you can use to minimise your tax before 30 June.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/776\/looking-though-binoculars.jpg", 
		"post_content_type": "none", 
		"post_content_url": null, 
		"post_date": "2026-03-31 22:00:00"
	}, 
	{
		"post_id": "612", 
		"post_category_id": "1", 
		"post_title": "Xero Checklist: Your Guide to EOFY Payroll", 
		"post_content_short": "Whether you need to finalise Single Touch Payroll data or produce payment summaries, this checklist will help you navigate the end of year\npayroll process from start to finish.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/612\/Using-xero-on-laptop.jpeg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/xero-checklist-your-guide-to-eofy-payroll\/", 
		"post_date": "2026-03-31 22:00:00"
	}, 
	{
		"post_id": "465", 
		"post_category_id": "33", 
		"post_title": "Fringe Benefits Tax  - All the need-to-knows", 
		"post_content_short": "On <strong>31 March<\/strong>, the Fringe Benefits Tax (FBT) year ends. With the ever increasing budget deficits, the ATO will be reviewing\nwhether all employers who should be paying FBT are, and that they are paying the right amount. Who needs to lodge a FBT return? Find out\nhere.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/465\/Colleagues-having-lunch-and-a-laugh.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/fringe-benefits-tax-all-the-need-to-knows\/", 
		"post_date": "2026-02-17 05:45:00"
	}, 
	{
		"post_id": "1367", 
		"post_category_id": "1", 
		"post_title": "Why Payday Super Raises the Stakes for Company Directors", 
		"post_content_short": "If you’re a director of a small business, Payday Super isn’t just an HR or payroll issue. It’s a governance issue that could directly affect\n\tyour personal legal exposure.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1367\/Burnout-stress-and-business-woman-overworked-from-too-much-work-overload-and-pressure.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/why-payday-super-raises-the-stakes-for-company-directors\/", 
		"post_date": "2026-02-16 05:10:00"
	}, 
	{
		"post_id": "1366", 
		"post_category_id": "1", 
		"post_title": "Payday Super Calculation Changes", 
		"post_content_short": "Payday Super doesn’t just change when you pay super. It also changes how super is calculated. If you’re a small business owner, it’s\n\timportant to understand these shifts — because they could affect how much you owe and for which employees.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1366\/Counting-Coins-lo-res.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/payday-super-calculation-changes\/", 
		"post_date": "2026-02-16 04:23:00"
	}, 
	{
		"post_id": "1365", 
		"post_category_id": "1", 
		"post_title": "Payday Super - Compliance & Penalties", 
		"post_content_short": "One of the most important things to understand about Payday Super isn’t just that you need to pay super more often. It’s that the\n\tconsequences of getting it wrong are more severe than under the current system.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1365\/Aerial-view-of-man-on-laptop-at-desk.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/payday-super-compliance-and-penalties\/", 
		"post_date": "2026-02-16 03:55:00"
	}, 
	{
		"post_id": "1364", 
		"post_category_id": "1", 
		"post_title": "The ATO’s Free Super Clearing House Is Closing", 
		"post_content_short": "If your business uses the ATO’s Small Business Superannuation Clearing House (SBSCH) to process super payments, this is important: the\n\tservice is shutting down on 1 July 2026, and it’s not coming back.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1364\/Bad-dog-sitting-on-the-torn-pieces-of-documents.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/the-atos-free-super-clearing-house-is-closing\/", 
		"post_date": "2026-02-16 03:40:00"
	}, 
	{
		"post_id": "1363", 
		"post_category_id": "1", 
		"post_title": "Payday Super: Updating Your Payroll and Systems", 
		"post_content_short": "When Payday Super kicks in on 1 July 2026, it won’t just change when you pay super. It will change how much your payroll system has to do,\n\thow often it has to do it, and how little room there is for error.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1363\/iStock-1173332066.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/payday-super-updating-your-payroll-and-systems\/", 
		"post_date": "2026-02-16 02:50:00"
	}, 
	{
		"post_id": "1362", 
		"post_category_id": "1", 
		"post_title": "How Payday Super Will Change the Way Your Business Manages Money", 
		"post_content_short": "From 1 July 2026, the new Payday Super rules require you to pay super at the same time as your employees’ wages. For small businesses, this\n\tis one of the most impactful changes in years -&nbsp;and the biggest area it will hit is your cash flow.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1362\/Man-on-phone-discussing-business.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/how-payday-super-will-change-the-way-your-business-manages-money\/", 
		"post_date": "2026-02-16 02:01:00"
	}, 
	{
		"post_id": "1361", 
		"post_category_id": "1", 
		"post_title": "Payday Super: 6 Things Every Small Business Needs to Know Before 1 July 2026", 
		"post_content_short": "If you employ staff, one of the biggest changes to hit your business in years is coming on 1 July 2026. It’s called Payday Super, and it\n\tfundamentally changes how and when you pay superannuation.\n\t\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1361\/Female-business-owner-behind-the-counter-of-a-coffee-shop-with-crossed-arms-looking-at-camera.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/payday-super-6-things-every-small-business-needs-to-know-before-1-july-2026\/", 
		"post_date": "2026-02-16 01:37:00"
	}
]