[ { "post_id": "1415", "post_category_id": "32", "post_title": "What you need to understand about fixed vs variable rates", "post_content_short": "Fixing your rate can offer certainty, but it also involves trade-offs that are worth understanding before making a decision.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1415\/Picture2.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/what-you-need-to-understand-about-fixed-vs-variable-rates\/", "post_date": "2026-06-07 17:20:00" }, { "post_id": "1414", "post_category_id": "32", "post_title": "4 Reasons Your Home Loan Application Might Be Declined", "post_content_short": "Lenders calculate how much you can borrow based on your income, existing debts, living expenses and other financial commitments.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1414\/Picture1.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/4-reasons-your-home-loan-application-might-be-declined\/", "post_date": "2026-06-05 03:03:00" }, { "post_id": "1409", "post_category_id": "32", "post_title": "Cash flow mistakes growing businesses commonly make", "post_content_short": "Business Growth brings its own financial pressures, and cash flow is often where those pressures first show up. It’s a pattern that catches\nmany business owners off guard.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1409\/Picture5.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/cash-flow-mistakes-growing-businesses-commonly-make\/", "post_date": "2026-06-03 07:18:00" }, { "post_id": "1421", "post_category_id": "1", "post_title": "Minimum Wage Is Going Up - Here's What Employers Need to Do", "post_content_short": "\n\t\n\t\t
\n\t\t\tThe Fair Work Commission (FWC) has handed down its 2026 Annual Wage Review, and the numbers are in. From 1 July 2026<\/strong>, the\n\t\t\tnational minimum wage will rise by 5.97%<\/strong>, and modern award minimum rates will increase by 4.75%.<\/strong>\n\t\t<\/td>\n\t<\/tr>\n\t\n<\/table>", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1421\/Cheerful-young-woman-taking-a-selfie-next-to-the-sea.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/minimum-wage-is-going-up-heres-what-employers-need-to-do\/", "post_date": "2026-06-02 01:36:17" }, { "post_id": "1411", "post_category_id": "32", "post_title": "Gold coast rental prices now exceed sydney as market stabilises", "post_content_short": "The luxury residential sector is experiencing uneven performance across Australia's major cities.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1411\/Picture3.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/gold-coast-rental-prices-now-exceed-sydney-as-market-stabilises\/", "post_date": "2026-06-01 08:29:00" }, { "post_id": "1396", "post_category_id": "7", "post_title": "Payday Super Is Coming", "post_content_short": "WEBINAR \/\/ 28 May, 2026 - 12:30 - 1:15pm<\/strong>
\nFrom 1 July 2026, Australian employers must pay super on payday - not quarterly. Join us on Wednesday 28 May for a practical 45-minute briefing on what Payday Super actually requires, where the risks are for small businesses, and the steps you can take right now.\nCan’t make it live? Register anyway - all registrations will receive access to the recording to your inbox.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1396\/Payday-Super_web-post-(5000-x-2617-px).png", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/events\/payday-super-is-coming\/", "post_date": "2026-05-28 02:30:00" }, { "post_id": "1420", "post_category_id": "48", "post_title": "Episode 23: Smart and Practical Hacks to Wear Less Hats in Small Business", "post_content_short": "", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1420\/PODCAST-Web-Post-Cover_without-Button_Shannon-Smit_Ep23.png", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/podcast\/episode-23-smart-and-practical-hacks-to-wear-less-hats-in-small-business\/", "post_date": "2026-05-26 06:37:00" }, { "post_id": "1412", "post_category_id": "32", "post_title": "Rental market hits affordability as vacancy rates reach record", "post_content_short": "Rental performance is increasingly fragmented across the country.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1412\/Picture4.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/rental-market-hits-affordability-as-vacancy-rates-reach-record\/", "post_date": "2026-05-25 08:57:00" }, { "post_id": "1408", "post_category_id": "32", "post_title": "Neighbourhood centres emerge as community hubs amid shifting", "post_content_short": "Consumer habits have shifted markedly, with daily convenience trips now replacing the traditional big-shop model, turning neighbourhood and\nconvenience centres.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1408\/Picture3.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/neighbourhood-centres-emerge-as-community-hubs-amid-shifting\/", "post_date": "2026-05-25 06:31:00" }, { "post_id": "1407", "post_category_id": "32", "post_title": "Australian farmland prices set for modest growth in 2026", "post_content_short": "Australian farmland prices are expected to continue their modest growth trajectory in 2026, with the median price per hectare forecast to\nincrease by two per cent.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1407\/Picture2.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/australian-farmland-prices-set-for-modest-growth-in-2026\/", "post_date": "2026-05-22 05:40:00" }, { "post_id": "1348", "post_category_id": "7", "post_title": "Pricing, Profit and Your Ideal Client: Why Being Busy Is Different To Being Profitable", "post_content_short": "Lunch & Learn Workshop \/\/ 22 May, 2026 - 12:00 - 1:30pm
\n$35pp includes lunch<\/strong>
\nThis session is designed to change that.<\/span> Pricing, Profit &\nYour Ideal Client<\/span><\/strong>\nis a practical workshop that helps you understand<\/span> where your\nprofit really comes from<\/span><\/strong>,\nhow pricing decisions affect margins, and why working with clients that align with your business makes a measurable difference to both\nprofit and cashflow. <\/span>", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1348\/Session-3_Pricing-Profit-and-Your-Ideal-Client-900x600-for-Web-event-post-tile.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/events\/lunch-and-learn-2026\/pricing-profit-and-your-ideal-client\/", "post_date": "2026-05-22 02:00:00" }, { "post_id": "1413", "post_category_id": "32", "post_title": "3 things to know about buy now, pay later vs a personal loan", "post_content_short": "Buy now, pay later can be cost-effective if you pay on time.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1413\/Picture5.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/3-things-to-know-about-buy-now-pay-later-vs-a-personal-loan\/", "post_date": "2026-05-21 09:59:00" }, { "post_id": "1406", "post_category_id": "32", "post_title": "Institutional investors return to australian commercial real estate", "post_content_short": "Institutional capital is flowing back into Australian commercial property as market fundamentals strengthen, with experienced investors\nmoving ahead of broader market confidence.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1406\/Picture1.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/institutional-investors-return-to-australian-commercial-real-estate\/", "post_date": "2026-05-20 05:09:00" }, { "post_id": "330", "post_category_id": "1", "post_title": "Minimise Your Personal Tax: The Guide", "post_content_short": "Now's the time to review what strategies you can use to minimise your tax before 30 June.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/330\/Screen-Shot-2020-06-15-at-1.26.48-pm.png", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/minimise-your-personal-tax-the-guide\/", "post_date": "2026-05-20 03:29:00" }, { "post_id": "1410", "post_category_id": "32", "post_title": "5 Questions To Ask Before Making An Equipment Purchase Before Eofy", "post_content_short": "Making strategic investments in new assets before EOFY can position your business for growth in the year ahead.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1410\/Picture6.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/5-questions-to-ask-before-making-an-equipment-purchase-before-eofy\/", "post_date": "2026-05-19 07:48:00" }, { "post_id": "1404", "post_category_id": "1", "post_title": "Federal Budget 2026\/2027 - FAQs", "post_content_short": "The Federal Budget, delivered on the night of May 12 2026, was one of the most significant in years. We know you will have questions — and\nwe have put together this document to answer the ones we are hearing most.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1404\/WEB-FAQs-1920x1080px_Federal-Budget-202627-(1920-x-1080-px).png", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/federal-budget-20262027-faqs\/", "post_date": "2026-05-13 00:41:49" }, { "post_id": "1403", "post_category_id": "37", "post_title": "Federal Budget 2026 \/ 2027", "post_content_short": "The 2026–27 Federal Budget brings major changes to CGT, negative gearing, trusts and super. Find out what it means for you and your\nbusiness.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1403\/WEB-Post-1920x1080px_Federal-Budget-202627-(1920-x-1080-px).png", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/learning-centre\/business-news-and-media\/federal-budget-2026-2027\/", "post_date": "2026-05-13 00:34:00" }, { "post_id": "1402", "post_category_id": "54", "post_title": "CASE STUDY: DiSC Profiling", "post_content_short": "This established production business was growing. A diverse team crossing over from admin, trades and operations. The team were all getting\non with it, but with no real structure in place, the cracks were starting to show.\n", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1402\/Proud-carpentry-workshop-owner.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinessconsulting.com.au\/learning-centre\/case-studies\/case-study-disc-profiling\/", "post_date": "2026-05-05 02:57:54" }, { "post_id": "1401", "post_category_id": "54", "post_title": "CASE STUDY: Cashflow Forecasting", "post_content_short": "Like a lot of growing businesses, revenue looked strong on paper, but timing was the issue. Jobs didn’t always start when expected, expenses\nwere creeping up, and there was no clear visibility on when cash would be coming in versus going out.\n", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1401\/Warehouse-worker-in-uniform-standing-on-coffee-small-factory-with-laptop.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinessconsulting.com.au\/learning-centre\/case-studies\/case-study-cashflow-forecasting\/", "post_date": "2026-05-05 02:04:44" }, { "post_id": "1400", "post_category_id": "54", "post_title": "CASE STUDY: KPI Business Benchmarking", "post_content_short": "This client was a solid, established manufacturing business selling both wholesale and direct to retail customers. They knew their\nnumbers mattered, but their engagement and active management was inconsistent and the lack of rhythm and accountability, impacted their\nbottom line and decision making.\n", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1400\/young-woman-working-on-a-construction-site.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinessconsulting.com.au\/learning-centre\/case-studies\/case-study-kpi-business-benchmarking\/", "post_date": "2026-05-05 01:36:08" }, { "post_id": "1399", "post_category_id": "58", "post_title": "ATO Targets Property Development Structures - What You Need to Know", "post_content_short": "The ATO has released Draft Practical Compliance Guideline PCG 2026\/D2, and it’s very clear where they’re focusing next, property development\nstructures, particularly where land ownership and development activities are split.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1399\/Tradesman.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/ato-targets-property-development-structures-what-you-need-to-know\/", "post_date": "2026-05-05 00:32:00" }, { "post_id": "1390", "post_category_id": "32", "post_title": "5 Mistakes Businesses Make When Financing Equipment", "post_content_short": "New equipment is essential to growth. Whether it’s machinery, vehicles, or specialised technology, the right assets could improve\nefficiency, increase production, and help secure larger contracts.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1390\/Picture4.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/5-mistakes-businesses-make-when-financing-equipment\/", "post_date": "2026-05-04 09:03:00" }, { "post_id": "1398", "post_category_id": "48", "post_title": "Episode 22: How To Find And Invest Time To Create Your Greatest Life - with Kate Christie", "post_content_short": "What if time wasn’t your biggest constraint – but your biggest opportunity? In this episode of The Accountant That Builds Podcast, we are\njoined by Kate Christie, internationally recognised time management expert, keynote speaker, and bestselling author. Kate has spent more\nthan two decades helping business owners, leaders and teams take control of their time, energy and priorities.\n", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1398\/Lo-Res-PODCAST-KC-cover-image.png", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/podcast\/episode-22-how-to-find-and-invest-time-to-create-your-greatest-life-with-kate-christie\/", "post_date": "2026-05-04 02:03:00" }, { "post_id": "1397", "post_category_id": "48", "post_title": "Episode 21: Unpacking Confidence, Pricing, and the Importance of Building Genuine Value in Business with Andrew Griffiths", "post_content_short": "What does it really take to stop discounting yourself and start charging what you’re truly worth? \nIn this episode of the The Accountant That Builds Podcast<\/strong>, host Shannon Smit<\/strong> sits down with Andrew\nGriffiths<\/strong>,\nAustralia’s #1 small business author and one of the most respected voices in business and personal growth.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1397\/PODCAST-Andrew-Griffiths-YT-thumbnail-No-Button.png", "post_content_type": "page", "post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/podcast\/episode-21-someone-has-to-be-the-most-expensive-with-andrew-griffiths\/", "post_date": "2026-05-04 01:46:34" }, { "post_id": "1389", "post_category_id": "32", "post_title": "How slow-paying clients could damage your business", "post_content_short": "Cash flow is the lifeblood of any business. Even when sales are strong and invoices are being issued regularly, delayed payments could\ncreate bottlenecks that make it difficult to cover everyday expenses.", "post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1389\/Picture2.jpg", "post_content_type": "page", "post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/how-slow-paying-clients-could-damage-your-business\/", "post_date": "2026-05-01 07:25:00" } ]