
[
	{
		"post_id": "1437", 
		"post_category_id": "1", 
		"post_title": "Negative Gearing - What Actually Changes", 
		"post_content_short": "The headlines say negative gearing is &quot;gone.&quot; For most investors, that is not what the new law does.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1437\/Monochrome-living-room-with-wood-and-grey-tiling-accents.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/negative-gearing-what-actually-changes\/", 
		"post_date": "2026-07-20 00:09:35"
	}, 
	{
		"post_id": "1436", 
		"post_category_id": "1", 
		"post_title": "The 30% Floor on Capital Gains", 
		"post_content_short": "From 1 July 2027, the 50% CGT discount will be replaced — for individuals, trusts and partnerships — by two mechanisms&nbsp;working\ntogether: indexation of the asset's cost base, and a minimum 30% tax on the resulting net gain.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1436\/Investment-property.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/the-30-percent-floor-on-capital-gains\/", 
		"post_date": "2026-07-14 06:52:53"
	}, 
	{
		"post_id": "1435", 
		"post_category_id": "30", 
		"post_title": "outsource Elite Broker 2026", 
		"post_content_short": "", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1435\/ELITE-BROKER-LEGENDS-and-LEGACIES-2026.png", 
		"post_content_type": "none", 
		"post_content_url": null, 
		"post_date": "2026-07-07 23:44:00"
	}, 
	{
		"post_id": "1424", 
		"post_category_id": "32", 
		"post_title": "Melbourne office tenants urged to act as supply window closes", 
		"post_content_short": "Since the beginning of 2025, 62 per cent of occupiers leasing more than 1,000 square metres have either expanded or maintained their footprint.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1424\/Picture4.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/melbourne-office-tenants-urged-to-act-as-supply-window-closes\/", 
		"post_date": "2026-07-06 06:08:00"
	}, 
	{
		"post_id": "1423", 
		"post_category_id": "32", 
		"post_title": "Investors circle darwin as commercial market momentum", 
		"post_content_short": "Darwin's commercial property sector is strengthening with rising rents.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1423\/Picture3.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/investors-circle-darwin-as-commercial-market-momentum\/", 
		"post_date": "2026-07-03 05:32:00"
	}, 
	{
		"post_id": "1434", 
		"post_category_id": "37", 
		"post_title": "Josh Underhill Appointed Partner at SMART Business Solutions", 
		"post_content_short": "<table>\n\t<tr>\n\t\t<td>\n\t\t\tSMART Business Solutions is pleased to announce the appointment of Josh Underhill as Partner, recognising his outstanding contribution to\n\t\t\tthe firm and the clients he supports every day.\n\t\t<\/td>\n\t<\/tr>\n\t<tr><\/tr>\n<\/table>", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1434\/SBS_AU_EDM-Partner-Announcement-Cover.gif", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/learning-centre\/business-news-and-media\/josh-underhill-is-appointed-to-partner-at-smart-business-solutions\/", 
		"post_date": "2026-07-01 06:10:39"
	}, 
	{
		"post_id": "1432", 
		"post_category_id": "37", 
		"post_title": "Ryan Smit WINS Accounting Student of the Year", 
		"post_content_short": "Smart Business Solutions is proud to announce that Ryan Smit, an accounting student at RMIT University and Assistant Accountant at\n\tSMART&nbsp;Business Solutions, has been named <strong>Accounting Student of the Year<\/strong>, recognised for his forward-thinking approach\n\tto the profession and his commitment to integrating AI, intelligent workflows and technology into modern accounting practice.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1432\/SBS-Awards-WEB-Post-(1920-x-1080-px).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/learning-centre\/business-news-and-media\/ryan-smit-wins-accounting-student-of-the-year\/", 
		"post_date": "2026-06-30 02:36:00"
	}, 
	{
		"post_id": "1431", 
		"post_category_id": "1", 
		"post_title": "Planning Your Super Contributions for the Year Ahead", 
		"post_content_short": "For many business owners, superannuation is something that gets attention in June — when tax planning comes into focus. But the real opportunity lies in planning your super contributions <strong>at the start of the financial year<\/strong>, not the end.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1431\/Cheerful-man-with-beard-laughing-against-blue-background.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/planning-your-super-contributions-for-the-year-ahead\/", 
		"post_date": "2026-06-30 01:33:00"
	}, 
	{
		"post_id": "1430", 
		"post_category_id": "1", 
		"post_title": "July is Lodgement Season: Your STP, WorkCover & Payroll Tax Cheat Sheet", 
		"post_content_short": "The new financial year has officially clicked over – and with it comes the trio of mid-year obligations every employer needs on the radar: <strong>Single\n\tTouch Payroll (STP) finalisation<\/strong>,\n\t<strong>WorkCover<\/strong> declarations, and <strong>Payroll Tax<\/strong> annual reconciliation.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1430\/SML-LOOKING-AT-FIGURES.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/july-is-lodgement-season-your-stp-workcover-and-payroll-tax-cheat-sheet\/", 
		"post_date": "2026-06-30 01:05:03"
	}, 
	{
		"post_id": "1429", 
		"post_category_id": "2", 
		"post_title": "SMSF & Residential Property: What the New LRBA Ban Means for You", 
		"post_content_short": "On 26 June 2026, the Federal Government passed a significant change to how Self-Managed Super Funds (SMSFs) can invest in residential\nproperty. New Limited Recourse Borrowing Arrangements (LRBAs) to purchase residential property inside an SMSF will be banned\nfrom approximately 10 August 2026  — 45 days after Royal Assent.\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1429\/Glod-coast-with-beach-front.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartprivatewealth.com.au\/learning-centre\/insights\/smsf-and-residential-property-what-the-new-lrba-ban-means-for-you\/", 
		"post_date": "2026-06-30 00:13:00"
	}, 
	{
		"post_id": "1419", 
		"post_category_id": "48", 
		"post_title": "Episode 24: From The Pool To The Boardroom With Grant Hackett", 
		"post_content_short": "Grant Hackett joins Shannon Smit to share what it takes to perform at the highest level - from Olympic success to leading an ASX-listed\nbusiness. This episode unpacks the mindset, discipline and leadership habits that drive long-term success, including key lessons on\nconsistency, blind spots and building sustainable high performance.\n\t\n", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1419\/PODCAST-Web-Post-Cover_With-Grant-Hackett.png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/podcast\/episode-24-from-the-pool-to-the-boardroom-with-grant-hackett\/", 
		"post_date": "2026-06-29 02:00:00"
	}, 
	{
		"post_id": "1428", 
		"post_category_id": "32", 
		"post_title": "4 Things First Home Buyers Should Do Before The New FY", 
		"post_content_short": "The First Home Guarantee allows eligible buyers to purchase with a 5 per cent deposit without paying Lenders Mortgage Insurance.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1428\/Picture3.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/4-things-first-home-buyers-should-do-before-the-new-fy\/", 
		"post_date": "2026-06-24 08:44:00"
	}, 
	{
		"post_id": "1427", 
		"post_category_id": "32", 
		"post_title": "What’s the state of the 2026 federal budget for property?", 
		"post_content_short": "The 2026 Federal Budget proposed the most significant changes to residential property tax settings in a generation.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1427\/Picture2.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/whats-the-state-of-the-2026-federal-budget-for-property\/", 
		"post_date": "2026-06-24 08:26:00"
	}, 
	{
		"post_id": "1426", 
		"post_category_id": "32", 
		"post_title": "4 ways to strenghten your cash flow before the new financial year", 
		"post_content_short": "How a business crosses the 30 June line matters more than many owners realise", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1426\/Picture6.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/4-ways-to-strenghten-your-cash-flow-before-the-new-financial-year\/", 
		"post_date": "2026-06-24 07:46:00"
	}, 
	{
		"post_id": "1425", 
		"post_category_id": "32", 
		"post_title": "What businesses with ato debt should know their options", 
		"post_content_short": "From 1 July 2025, interest charges on business tax debt were also deemed non-deductible by the ATO, increasing the real cost of carrying\nthat debt.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1425\/Picture5.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/what-businesses-with-ato-debt-should-know-their-options\/", 
		"post_date": "2026-06-24 06:43:00"
	}, 
	{
		"post_id": "1422", 
		"post_category_id": "32", 
		"post_title": "Quality comes first with commercial property returns", 
		"post_content_short": "Commercial property investors are increasingly focused on asset quality over broad sector performance.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1422\/Picture2.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/quality-comes-first-with-commercial-property-returns\/", 
		"post_date": "2026-06-24 04:20:00"
	}, 
	{
		"post_id": "1352", 
		"post_category_id": "7", 
		"post_title": "Skybots: Practical AI and Agentic Workflows Training Course MELBOURNE 22-23 June, 2026", 
		"post_content_short": "<strong>AI-Enhanced Automation for Accounting and Finance Professionals: Leveraging ChatGPT, Copilot &amp; Claude for Innovation and\nProductivity.<\/strong>\n<br \/>\n<br \/>\n<small>Join SkyBots’ 2-day Workshop in MELBOURNE&nbsp;with automation expert Daryl Aw to revolutionise your workflow using cutting-edge<\/small>\n<small>Agentic AI<\/small> <small>tools including Chat GPT, Claude, CoPilot and Gemini.&nbsp;This workshop&nbsp;is built for accountants,\nbookkeepers, finance teams, and business owners who want to move beyond basic prompts and turn AI into a reliable, ethical, and practical\nsystem for everyday work.<\/small>\n<table>\n\t<tr>\n\t\t<td><br \/><\/td>\n\t<\/tr>\n<\/table>", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1352\/Skybots-EVENT-Cover-image_web-post-(5000-x-2617-px).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/events\/skybots-rpa-2-day-workshop-melbourne-june-2026\/", 
		"post_date": "2026-06-21 22:30:00"
	}, 
	{
		"post_id": "1351", 
		"post_category_id": "7", 
		"post_title": "Skybots: Practical AI and Agentic Workflows Training Course BRISBANE 19-20 June, 2026", 
		"post_content_short": "<strong>AI-Enhanced Automation for Accounting and Finance Professionals: Leveraging ChatGPT, Copilot &amp; Claude for Innovation and\nProductivity.<\/strong><br \/>\n<br \/>\nJoin SkyBots’ 2-day Workshop in BRISBANE&nbsp;with automation expert Daryl Aw to revolutionise your workflow using cutting-edge&nbsp;Agentic\nAI&nbsp;tools including Chat GPT, Claude, CoPilot and Gemini.&nbsp;This workshop&nbsp;is built for accountants, bookkeepers, finance teams,\nand business owners who want to move beyond basic prompts and turn AI into a reliable, ethical, and practical system for everyday work.<small><\/small>", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1351\/Skybots-EVENT-Cover-image_web-post-(5000-x-2617-px).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/events\/skybots-rpa-2-day-workshop-brisbane-june-2026\/", 
		"post_date": "2026-06-18 22:30:00"
	}, 
	{
		"post_id": "1416", 
		"post_category_id": "32", 
		"post_title": "5 costs of caravan to factor in your budget before you borrow", 
		"post_content_short": "A caravan loan can make the upfront cost manageable, but it’s the ongoing expenses that can catch first-time owners off guard.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1416\/Picture3.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/5-costs-of-caravan-to-factor-in-your-budget-before-you-borrow\/", 
		"post_date": "2026-06-09 17:31:00"
	}, 
	{
		"post_id": "1415", 
		"post_category_id": "32", 
		"post_title": "What you need to understand about fixed vs variable rates", 
		"post_content_short": "Fixing your rate can offer certainty, but it also involves trade-offs that are worth understanding before making a decision.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1415\/Picture2.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/what-you-need-to-understand-about-fixed-vs-variable-rates\/", 
		"post_date": "2026-06-07 17:20:00"
	}, 
	{
		"post_id": "1414", 
		"post_category_id": "32", 
		"post_title": "4 Reasons Your Home Loan Application Might Be Declined", 
		"post_content_short": "Lenders calculate how much you can borrow based on your income, existing debts, living expenses and other financial commitments.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1414\/Picture1.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/4-reasons-your-home-loan-application-might-be-declined\/", 
		"post_date": "2026-06-05 03:03:00"
	}, 
	{
		"post_id": "1409", 
		"post_category_id": "32", 
		"post_title": "Cash flow mistakes growing businesses commonly make", 
		"post_content_short": "Business Growth brings its own financial pressures, and cash flow is often where those pressures first show up. It’s a pattern that catches\nmany business owners off guard.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1409\/Picture5.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/cash-flow-mistakes-growing-businesses-commonly-make\/", 
		"post_date": "2026-06-03 07:18:00"
	}, 
	{
		"post_id": "1421", 
		"post_category_id": "1", 
		"post_title": "Minimum Wage Is Going Up - Here's What Employers Need to Do", 
		"post_content_short": "<table>\n\t<tr>\n\t\t<td>\n\t\t\tThe Fair Work Commission (FWC) has handed down its 2026 Annual Wage Review, and the numbers are in. From <strong>1 July 2026<\/strong>, the\n\t\t\tnational minimum wage will rise by <strong>5.97%<\/strong>, and modern award minimum rates will increase by <strong>4.75%.<\/strong>\n\t\t<\/td>\n\t<\/tr>\n\t\n<\/table>", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1421\/Cheerful-young-woman-taking-a-selfie-next-to-the-sea.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/insights\/minimum-wage-is-going-up-heres-what-employers-need-to-do\/", 
		"post_date": "2026-06-02 01:36:17"
	}, 
	{
		"post_id": "1411", 
		"post_category_id": "32", 
		"post_title": "Gold coast rental prices now exceed sydney as market stabilises", 
		"post_content_short": "The luxury residential sector is experiencing uneven performance across Australia&#x27;s major cities.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1411\/Picture3.jpg", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartmortgagebroking.com.au\/learning-centre\/insights\/gold-coast-rental-prices-now-exceed-sydney-as-market-stabilises\/", 
		"post_date": "2026-06-01 08:29:00"
	}, 
	{
		"post_id": "1396", 
		"post_category_id": "7", 
		"post_title": "Payday Super Is Coming", 
		"post_content_short": "<strong>WEBINAR&nbsp;\/\/ 28 May, 2026 - 12:30 - 1:15pm<\/strong><br \/>\nFrom 1 July 2026, Australian employers must pay super on payday -&nbsp;not quarterly.&nbsp;Join us on Wednesday 28 May for a practical 45-minute briefing on what Payday Super actually requires, where the risks are for small businesses, and the steps you can take right now.\nCan’t make it live? Register anyway -&nbsp;all registrations will&nbsp;receive access to the recording to your inbox.", 
		"post_icon": "https:\/\/www.smartbusinesssolutions.com.au\/media\/website_posts\/1396\/Payday-Super_web-post-(5000-x-2617-px).png", 
		"post_content_type": "page", 
		"post_content_url": "https:\/\/www.smartbusinesssolutions.com.au\/events\/payday-super-is-coming\/", 
		"post_date": "2026-05-28 02:30:00"
	}
]